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F inancial protection that’s w ith you all the way.

V oluntary Disability insurance from N ew York Life Group Benefit Solutions.

A disability doesn’t always mean a serious handicap. It can be any illness or injury that prevents you from earning your salary. Consider w hat would happen if you couldn’t work or pay your bills. How might this affect your savings and your lifestyle? Disability insurance from N ew York Life Group Benefit Solutions (NYL GBS), can help provide the financial protection you’ll need if you experience a covered illness or i njury that keeps you out of work.

W hy is disability insurance important? D isability insurance can pay you benefits if you suffer a covered disability. Think of it as insurance for a portion of your paycheck. P ayments may come directly to you or someone you designate and can help pay for things like:

G roceries

T he mortgage

Utilities

M edical bills

W ho’s eligible for disability insurance, and what are the plan options? A ll active, Full-time Employees of the Employer regularly working a minimum hours as defined by the Employer. Coverage is available for S hort-term disability (STD).

S hort-term d isability

Maximum w eekly benefit

R equired minimum days of c ontinuous disability

M aximum benefit period ( includes benefit waiting period)

W eekly benefit*

60% of your weekly c overed e arnings

F or Accident - 0 days F or Sickness - 7 days

F or Accident - 26 weeks F or Sickness - 26 weeks

Plan 1

$1,500

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