Basic Term Life / AD&D & Dependent Term Life
Metropolitan Life Insurance Company
Plan Design for: HMMG, LLC Date Effective: January 1, 2022 For All Active Full-Time Employees working at least 30 hours per week
An amount equal to 1 times Your Basic Annual Earnings, rounded to the next higher $1,000. An amount equal to Your Basic Life Insurance.
Basic Life
Accidental Death & Dismemberment
$150,000
Plan Maximum
$150,000
Non-Medical Maximum
Reduces by 35% at age 65 but less than 80, and by 60% at age 80 or older
Age Reduction Formula (reduces by)
Spouse - $5,000 Child - $2,500
Dependent Life
Employee Contribution • Basic Life
0%
AD&D
•
0% 0%
Dependent Life
•
Term Life Features (1): •
Continuation of Life insurance while totally disabled as defined by the Group Policy* (2) • Accelerated Benefits Option (3) • Life Settlement Account (4) • Portability (5) • Grief Counseling (6) • Funeral Discounts and Planning Services (7)
Additional Features: •
WillsCenter.com (8)
AD&D Features (1): •
Seat Belt Benefit* (9) Child Care Benefit*
• •
Air Bag Benefit*
•
Common Carrier Benefit*
Life Settlement Account (4)
• Travel Assistance and Identity Theft Solutions* (10)
•
200 Park Ave., New York, NY 10166 © 2021 MetLife Services and Solutions, LLC L0520004455[exp0622][All States]
LI-GCERT-BASIC GCERT Life Benefit Summary
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