Long Term Disability Insurance
Help protect your income and lifestyle with Long Term Disability Insurance.
Coverage that can help protect your income when you are unable to work.
Why should I enroll?
Long Term Disability Insurance: why is it so important? More than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach normal retirement age. 1 Long Term Disability Insurance (LTD) can help protect your income if you are unable to work due to a major injury, chronic condition, cancer or extended illness. LTD can help you cover essential living expenses, protect your savings, your home and other assets, and help you avoid having to borrow money from friends or family. Coverage is easily accessible, and the monthly payments are made directly to you. You can use the money for whatever you like, from groceries and gas to your mortgage or rent. While disabilities may be unexpected, they don’t have to be financially devastating.
• Improve your financial security.
• Our application is simple and straightforward, but the benefits are significant. There’s no better time to secure your coverage.
The majority of long-term absences are due to illnesses, such as cancer, heart attacks and diabetes. 2
For questions, please call MetLife at
1 800 GET-MET8 (1 800 438-6388)
How much will you need? A good rule of thumb is to buy enough disability insurance to cover your essential monthly expenses (e.g., mortgage, food, utilities and car payments). For most people, that’s about 60% – 80% of their income . Use the calculator tool at www.disabilityonlinecalc.com
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