3 ways to access cash value Unlike regular term, John Hancock Simple Term with ROP offers maximum flexibility based on client needs
PAGE 5
1
Wait for full term length: 100% return of premiums paid by the end of the level-term period
2
Access available CSV via policy loans: Provides access to cash value while maintaining death benefit protection (current interest rate 8%) 3 Policy surrender/lapse Provides access to available cash value at time of surrender or lapse if death benefit protection is no longer needed
© 2024 Ethos Life | Confidential | For agent use only
Made with FlippingBook - professional solution for displaying marketing and sales documents online