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C ONN E C T I N G W I T H YOU R K I D S A ND G R A ND K I D S ON T H E I R T E R M S MEET THEM WHERE THEY ARE
M any of our clients have grandkids, and I’ve heard how challenging it can be to really connect with younger generations. As a parent, there are times when I’m with my kids and I think to myself, "We live in such different worlds." They have their interests and passions, and I have mine. But I’ve gotten better at connecting with them. The secret is meeting kids where they are and engaging with the things they really care about. I’ve found when I do that — talk to them about what they are passionate about or join them in their favorite activities — I really connect with them. When we try to connect on our terms, it just doesn’t work, and we are left feeling disconnected. I bring this up because so many of us want to interact better with younger generations, whether they are our kids, grandkids, great- grandkids, nieces, or nephews. I can’t tell you how many times I’ve heard older folks complain that younger people are always on their phones: texting, playing games, or scrolling through social media. When many of us were our kids' or grandkids' age, we were always on the phone. Sure, we weren’t texting —we couldn’t — but we were doing basically the same thing, just in a different way, the best way we knew how. When it came to connecting with my eldest son, Connor, he’d ask me to throw the baseball for a bit. If I could, I would stop what I was doing to play a little catch. Of course, with Connor throwing his 80 mph pitches, a game of catch could get pretty intense! My point is that when I played catch with him, we could have a good conversation. We connected best in those moments. With Carter, our second eldest, I found we connect at the gym because he’s big into working out. We built a gym in our basement, and every now and again, we’ll get together to work out. Sometimes, we’ll get out of the house and go to our local gym instead. Again, I’ve realized that
we aren’t just working out; we’re connecting in an area where he feels most comfortable. Our youngest, Codie, is passionate about a number of things. If you’ve kept up with the newsletter, you know how many interests she has. But Codie and I have discovered we connect best while doing DIY projects. Recently, the two of us made a dog bed for our pet. We’ve also made a table. Each project offers quality time to spend with each other. I don’t have to try to connect with Codie in these moments; it happens naturally. There is so much parents and grandparents can take away from my experience. It comes down to learning what your kids and grandkids really love. Then, jump in with both feet, even if you’re not fully invested in their interests. In this case, the effort matters most. If your grandkids love video games, sit down with them by the TV, ask for a controller, ask them to teach you about the game they’re playing, then play together. Even if you’re not great at the game, that’s okay. It’s about sharing that moment together. If your grandchild loves horseback riding, take a day and go out riding together. I mentioned in one of our past newsletters that our time on this earth is limited. We only have so many holidays and birthdays left with our loved ones. Taking time to spend with our kids and grandkids doing what they love means a lot to them— and it’s just as meaningful to us as adults, parents, and grandparents. If you can, I encourage you to take a little time out of this summer to make those connections. And in the meantime, we hope you enjoy the rest of the season. If you need anything, please give us a call and let us know! Kelly Campbell
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The Incredible Rise of Pickleball A Sport for All Ages Becomes a Craze Among Older Adults
You’ve probably heard of pickleball, especially given its rising popularity in the United States and Canada, but you may be wondering what the big deal is about this relatively new fad. Pickleball is an awesome, low-impact sport that people of all ages can enjoy. It’s great exercise and great fun, and it’s the perfect game for family get-togethers. Pickleball originated on Bainbridge Island, Washington, in 1965. It was the creation of three fathers — Joel Pritchard, Bill Bell, and Barney McCallum—who needed to come up with something to keep the little ones entertained and out of their hair. Soon, however, it became popular among the adults, and they ended up spending more time on the court than their children. “Frankly,” McCallum says, “the kids got pushed out.” Since its early days, pickleball has transformed from an ad-hoc game to a full-fledged sport, complete with official rules, equipment, and leagues. Despite the more formal structure in place today, pickleball is incredibly easy to pick up and play. Investing in some paddles and balls won’t cost more than $100, and you can easily convert a tennis or badminton court for pickleball. One of the appeals of pickleball for older adults is that it is not excessively strenuous. It also doesn’t have the steep learning curve and high barrier to entry that sports like tennis or golf do. Due to the nature of a pickleball, which contains strategically placed holes similar
to those of a whiffle ball, the game is much more about finesse than pure power or athleticism. While you can definitely hone your skills with practice, you’ll start having fun from day one. In addition to being a fun form of exercise, pickleball also offers older adults the chance to socialize with their peers. Leagues often lead to long-term friendships. Courts are small, and each game consists of only four players, making it easy to engage in some casual conversation or playful, competitive banter between points. If you’ve never picked up a paddle, consider joining a league or buying a set for your next family outing. You can introduce your grandkids to a fun new sport — and then school them for the bulk of an afternoon.
PROTECT YOURSELF FROM THE GIFT CARD SCAM How It Works and How Retailers Are Combating It
cards or putting an unusually high dollar amount on one card is a likely sign that a customer is following a scammer’s instructions. To help curb this type of scam, some retailers, including Target, Best Buy, and Walmart, have started putting certain restrictions on the cards. This includes lowering the total amount that can be put on one card and banning the use of a gift card to buy more gift cards, which is a tactic scammers use to hide both their paper trail and digital footprint. That brings up another point as to why scammers love gift cards: They are hard to track. Once the victim has purchased the cards and given the scammers the code on the back, it can be next to impossible for the money to be traced. To make matters worse, it’s also nearly impossible to recover the lost money, and the scammer gets off scot-free. Scammers rely heavily on misinformation and lack of education. When posing as an IRS agent, for example, some scammers try to convince their victim to pay back taxes or some other made-up penalty with a gift card. In reality, the IRS would never accept payment in the form of a gift card. Plus, they would never even call you directly. The IRS always communicates via USPS first. If a stranger calls and asks for a gift card to pay for anything , you know it is a scam.
The gift card scam is more common than ever. As we have mentioned in past newsletters,
scammers call would- be victims pretending to be from the IRS, FBI, or another local or federal agency.
Sometimes they pose as a grandchild in distress or someone working for a computer support firm. They tell the victim they owe money or need to pay for a service and the only way to make that payment is with an iTunes or Google Play gift card (or one from another company also sold at every major retailer). The Federal Trade Commission says about 26% of scammers ask for gift cards, though wire transfer is still the most popular request by these swindlers. Many businesses like Target and Best Buy are training employees to watch out for potential scam victims who may be buying an unusual number of iTunes or Google Play gift cards, which are the two most common gift cards associated with the scam. Buying several
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C ampbell Wealth Management is pleased to announce it has been named in the 2019 edition of the Financial Times 300 Top Registered Investment Advisers. The list recognizes top independent RIA firms from across the U.S. This is the sixth annual FT 300 list produced independently by the Financial Times in collaboration with Ignites Research, a subsidiary of the FT that provides business intelligence on the asset management industry. RIA firms applied for consideration, having met a minimum set of criteria. Applicants were then graded on six factors: assets under management (AUM), AUM growth rate, years in existence, advanced industry credentials of the firm’s advisers, online accessibility, and Named in 2019 Financial Times 300 Top Registered Investment Advisers CAMPBELL WEALTH MANAGEMENT
compliance records. There are no fees or other considerations required of RIAs that apply for the FT 300. The final FT 300 represents an impressive cohort of elite RIA firms, as the “average” practice in this year’s list has been in existence for over 22 years and manages $4.6 billion in assets. The FT 300 Top RIAs hail from 37 states. The FT 300 is one in a series of rankings of top advisers by the Financial Times, including the FT 401 (DC retirement plan advisers) and the FT 400 (broker-dealer advisers). All of us of CWM are thrilled to be named to this list. Our team has worked diligently to make this ranking possible, and we thank all of our wonderful clients who inspired us and helped make CWM what it is today. We look forward to seeing what tomorrow brings.
SAVE THE DATE Friday, Oct. 4, 2019
Life Beyond Numbers Expo Springfield Golf & Country Club 8301 Old Keene Mill Rd. Springfield, VA 22152
For more information, call Mirela at (571) 800-6371
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Meet Your Kids and Grandkids onTheir Terms Why You Should Play Pickleball How Do Gift Card Scams Work? CMWRecognized by the Financial Times Upcoming Events Not Your Average Vacation Lodgings
Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Advisory services offered only by duly registered individuals through Campbell Wealth Management, LLC (CWM), a Registered Investment Advisor. MAS and CWM are not affiliated entities.
America’s Weirdest Airbnbs This Ain’t Motel 6!
When Airbnb was founded a little over a decade ago, the developers hoped to provide an alternative to traditional travel accommodations. Today, with annual revenue in the billions, the service is an industry unto itself. While most people use Airbnb to “live like a local” while traveling, you can find some truly wacky lodging options if you spend some time searching the platform. Here are just a few of the many contenders for the title of “Weirdest Airbnb in the U.S.” For ease of searching, the listings here have the same titles as they do on Airbnb. BrandNew Studio Earthship Taos, NewMexico Earthships, houses run by clean energy and featuring reused materials, are a fixture of the Taos area. This one, which looks almost like a crashing wave with a living space in its undertow, combines the rustic charm of truly getting away from it all withmodern amenities likeWi-Fi and in-home laundry. It’s a truly unique living space surrounded by pristine nature and not far from the historic Taos Pueblo.
ManCaveApartment/ AirplaneHangar Geneva, Florida
Airbnb super hosts Dan and Deborah have no shortage of quirky properties for rent— including yurts and treehouses—but their apartment fashioned out of an airplane hangar surely takes the cake. You’d be forgiven for thinking it was a theme restaurant featuring eclectic aviation. Memorabilia lines the walls with a bar front and center, and the bed is in a loft high above the ground. Dog Bark Park Inn B&B Cottonwood, Idaho As you approach the Dog Bark Park Inn, you won’t have to guess if you’re in the right place. After all, howmany buildings are shaped like beagles? When describing the space on Airbnb, the hosts make no bones about who this rental is aimed for. “Stay in a giant dog!” they say. In addition to being inside a massive wooden dog, you’ll find canine-themed games, books, and more. Talk about ruffing it.
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