San Antonio—Central South Texas Edition 2020—U.S. Small Bus…



Six essential preparedness steps for creating a continuity plan The financial and emotional cost of rebuilding a business after a disaster can be overwhelming. With a business continuity plan in place, you can recover more quickly.Your plan also puts you in a better position to contribute to the economic recovery of your community. Getting Back to Business:


Establish a communications plan

• Test your calling tree or communications list to reach employees to ensure they and their families are safe.



Protect your documents

Review insurance coverage

• Contact your insurance agent to find out if your coverage is right for your business; make sure you understand the policy limits and deductibles. • Ask about business interruption insurance, which compensates you for lost income and covers operating expenses if your company has to temporarily shut down because of a disaster.

• Keep copies of vital business documents in a digital format or in an accessible, protected off-site location.

Establish a solid supply chain

• If your vendors and suppliers are local and the disaster iswidespread, youwill all be in the same situation— struggling to recover. Put a disaster response plan in place to get key supplies fromcompanies outside your area. Create a contact list of contractors and vendors you plan to use.




Practice your plan with your staff Based on your location, assess your risk for every type of emergency.

Plan for an alternative location • Identify several places to relocate your operations in case youmust close your primary location for an extended time. • Consider creative options for available office space, including sharing space and resources with other businesses. • Allowemployees to telecommute until your location reopens.

• Discuss as a group how your plan would be affected by different types of disasters, such as an earthquake, tornado, flood, mudslide, or hurricane.


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