Outdoor Resort Palm Springs Owners Association 08/01/2022 to 08/01/2023 for all except D&O 07/01/2022 to 07/01/2023 and WC is 01/01/2023 -01/01/2024
3636 Nobel Drive Drive, Suite 340, San Diego, CA. 92122
Name of Insurer
Type of Insurance
Policy Number
Limits of Liability
Deductible
$7,330,642 $818,800 $200,000 $336,186 $2,000,000 $1,000,000 $1,000,000 $2,000,000 $100,000 $1,000,000 $1,000,000 Excluded
Property
Property $10,000/ Wildfire $100,000 / Inland Marine $1,000
Mt. Hawley Insurance Co & Travelers Property Casualty Company of America
MCP0173892 QT-660-7T355202-TIL-23
Property Inland Marine
Personal Property/Contents Business Income
Inland Marine
General Aggregate Each Occurrence
Personal & Advertising Injury Products/Completed Operations Damage to Premises Rented to You
EBL $1,000 / Liquor Liability $5,000
Certain Underwriters at Lloyd's, London
General Liability
Medical Payments
Employee Benefits Liability
Liquor Liability
California Automobile Insurance Company
Auto
BA040000075130
$1,000,000
None None None $500
Commercial Automobile
$5,000
Medical Payments
$1,000,000
Uninsured/Underinsured
Included Included
Comprehensive
$1,000
Collision
Travelers Casualty and Surety Company of America
Crime Coverage
107680848
$4,000,000 $500,000 $500,000
$40,000 $5,000 $5,000
Employee Theft Computer Fraud
Fund Transfer Fraud
$5,000
$250 None
Forgery, Money Orders, Inside/Outside M&S
Houston Specialty Ins Co Ins. Co. of the West Philadelphia Indemnity Insurance Company
Umbrella Policy
ESB-HS-UCX-0000288-00
$5,000,000 $8,442,668
Aggregate Limit:
10%/$50,000
Earthquake Insurance
XHO 5008739 11
Limit
$5,000
Directors and Officers Liability
PCAP009183-0518
$3,000,000
Aggregate Limit:
None
Employers Assurance Company
Workers Compensation
EIG 2956091 03
$1,000,000
Aggregate Limit:
*This Summary of the Association's policies of insurance provides only certain information, as required by subdivision (f) of Section 5320 of the Civil Code and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance. Any Association member may, upon request and provision of reasonable notice, review the associations insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies. Although the association maintains the policies of insurance specified in this summary, THE ASSOCIATION'S POLICIES OF INSURANCE MAY NOT COVER YOUR PROPERTY, INCLUDING PERSONAL PROPERTY OR, REAL PROPERTY IMPROVEMENTS TO OR AROUND YOUR DWELLING, OR PERSONAL INJURIES OR OTHER LOSSES THAT OCCUR WITHIN OR AROUND YOUR DWELLING. Even if a loss is covered, you may nevertheless be responsible for paying all or a portion of any deductible that applies. Association members should consult with their individual insurance broker or agent for appropriate additional coverage.
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