Wolf Retirement Navigation AUG 2017

EARLY BIRD SPECIAL OR 4-STAR DINING?

What will you do in retirement?

the United States. Meanwhile, you might want to move closer to your grandchildren, take on more volunteer work, or start a part-time job where you can stay active and do something you genuinely enjoy. Will you follow the status quo or reach for your dream lifestyle? Step Two: Determine if your retirement accounts can handle your lifestyle goals. A lot of retirees or soon-to-be retirees have done a great job of saving financially for their retirement, but they haven’t given much thought to the kind of lifestyle they want to live. On the flip side, there are those who have every aspect of their retirement planned out, but they haven’t done the best job saving for that retirement. It’s time to figure out where you stand. Meet with your advisor to discuss what you want to do in retirement. Then take a look at your accounts, including social security, pensions, or other savings, and the risk you face. Be sure to check out the fees you pay on your current investments. With this information, your advisor can run a “stress test” and calculate the probability of you being successful in retirement. If you’re in retirement, or close to retiring, call 904-232-8760 and compare your accounts with your lifestyle dreams. Will your current savings match your lifestyle plans, or are you on a path that will cause you to run out of money?

Some people focus solely on whether or not they will have enough to pay their bills in retirement. It’s human nature to ensure that you can take care of your necessities, but when you have your needs covered, it’s important to remember that you’ll be doing more than paying bills every month. Many retirees go from working 40–60 hours a week to having nothing but free time. Part of retirement planning must be planning for that free time. Step One: Figure out what you want your retirement to look like.

There is no one-size-fits-all guide to your retirement lifestyle. Some people would love to travel through Europe or Asia or road trip across

• Olive oil • 2 medium ripe avocados, halved • 1 large cucumber, halved • 6 stalks spring onions • 1 jalapeno • 1 lemon, juiced • ½ cup cold water 1. Preheat grill to medium-high. 2. Coat halved avocados with lemon juice to avoid browning. Brush olive oil over avocados, cucumber, spring onions, and jalapeno. Oil grill while hot. DIRECTIONS Avocado and Cucumber COLD SOUP INGREDIENTS

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• 1 clove garlic • ¾ teaspoon salt • ½ teaspoon black pepper 4. Chop grilled veggies and puree with lemon juice, cold water, garlic, salt, and black pepper. 5. Once smooth, portion soup into bowls and refrigerate to cool before serving. 6. Garnish with toasted cubed bread, avocados, spring

Watch Adam every Tuesday at 11:00 a.m. and 2:00 p.m. on Channel 12.

onions, chives, lemon zest, or a drizzle of olive oil, if desired.

3. Grill vegetables until everything is grilled or

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slightly charred. Once grilled, remove and place on platter to cool.

Recipe inspired by kirantarun.com.

2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island.

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