Feel Like You Can’t Do DIY Projects Anymore? Check Out These 3 Power Tools let the size fool you: This drill can deliver 800 pounds of maximum torque, making it an ideal drill for your heavy-duty projects.
As you age, it can be harder to tackle the home projects you once did without a second thought. That said,
Dremel 7300-N/5 4.8V MiniMite Cordless Rotary Tool
just because they appear harder doesn’t mean they’re impossible to do. And, luckily, with age comes experience; you know how to get a job done faster and more efficiently than any 20-year-old would — you just need the tools to do it right. Here are three of the best power tools you can use to turn your home project dreams into reality.
Getting the amount of precision needed for smaller projects like engraving, polishing, and finish work with older rotary tools is near impossible. Fortunately, this handy power tool is perfect for polishing, cutting small-scale copper piping, engraving, or even spot-grinding a nasty weld. It also weighs only 1.1 pounds, so it’s perfect for intricate engravings or polishing your favorite set of wheels.
BLACK+DECKER 20V MAX 5-1/2-Inch Circular Saw
Makita DT01W 12V Max Lithium-Ion Cordless Impact Driver Drill
For bigger DIY projects, it might not be realistic for you to work with the heavy, corded, and bulky saws that you used to use. When it comes to home renovations or those bigger DIY projects, there is nothing better than this BLACK+DECKER saw. With a tool-free depth of cut and easy-to-use bevel, it’s so much easier to get the type of cut you need. At 6.1 pounds, it’s painless to manage and less risky when you need to stretch to get a longer cut.
Previous drill models were built out of hard plastic and steel, which made them heavy, hard to maneuver, and difficult to grip. However, Makita drills are designed with soft grip handles, making them easier to use if you have arthritis or other joint conditions. In addition, they weigh only 2 pounds, so they’re safe and easy to handle in the tightest of spaces. That said, don’t
Dispelling Two Common Money Myths 1. It’s best for one member of the household to manage the finances. It’s not uncommon for one person in a household to be the one who pays the bills and manages all the accounts. Some people don’t necessarily enjoy being involved in the finances, so by default, one person shoulders the responsibility. While this arrangement may work for a while, it can create long-term problems. For instance, should the person in charge of the finances become ill, incapacitated, or die, it leaves the other partner or family members in a challenging position. They must put all the pieces of the financial puzzle together, and there is no guarantee it will ever be completed. This is why communication about finances between spouses and family members is so important. Even if one person handles the finances, there should always be discussions about them. Both spouses, for instance, should be fully aware of all the bills they are responsible for and the accounts they have open in their name, from checking to retirement accounts.
2. You need to worry about estate taxes. The media often portrays estate taxes as something we all
need to worry about, and we should be prepared to set up a trust so we can
better navigate these taxes. For some people, estate taxes are something they need to think about and plan for, but this isn’t the case for the vast majority of Americans. In 2020 there is a federal exclusion limit of $11.58 million. For an estate exceeding that, say, valued at $14 million, the federal estate tax would only be owed on $2.42 million of that estate. However, if the estate is valued at less than $11.58 million, the heir or heirs would not have to worry about the federal estate tax. While many states have their own estate or inheritance tax on top of the federal tax, Michigan is a state that has neither. Of course, regardless of the value of your estate, you should have an estate plan in place, including a patient advocate designation and power of attorney. Spell out your health care wishes and make sure all of your estate documents are organized and up to date. Clear communication is key to any successful estate plan. And if the estate tax threshold is decreased due to a change in law or political administrations, we promise to let you know how to plan for it.
MichiganEstatePlans.com • 888.487.6150
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