The Lyman Firm - September 2022

404-267-1986 www.LymanFirm.com

404-267-1986 www.LymanFirm.com 2860 Piedmont Rd Atlanta, GA 30335

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

2860 Piedmont Rd., Suite 275 Atlanta, GA 30305

INSIDE THIS ISSUE

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My Life in the Courtroom, the Home, and the Racetrack The Importance of Charity 3 Wild Divorce Settlements Ways to Invest in Yourself After Retirement Bistecca Alla Fiorentina The Most Iconic Super Bowl in NFL History Why Did 50 Cent Sue Taco Bell? Goulash, Hungary’s National Dish Your Guide to Family and Medical Leave Let’s Retire These Health Myths

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Can Collections Go Too Far?

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The 5-Second Rule Will Make You Sick 3 Health Myths You Probably Believe When Collections Go Too Far …

Know Your Legal Rights!

BOTTLED WATER IS SAFER THAN TAP WATER

The official stance from the John Hopkins Arthritis Center states, “There is no evidence that cracking knuckles causes any damage such as arthritis in the joints.” Still, chronic knuckle- cracking can lead to reduced grip strength, so you might want to break the habit anyway. You’ve probably heard these myths for years, but just because something is common knowledge doesn’t mean it is true. With

We live in the golden age of information. The answers to many of life’s questions are just an internet search away. Despite this readily available wisdom, we still have a bad habit of believing health-related myths. Here are three popular health “facts” that are total works of fiction.

Seeking out safer water alternatives increases the sales of bottled “spring water” each year. However, bottled water is more expensive, bad for the environment, and, as Dr. Morton Tavel of the Indiana University School of Medicine pointed out, over 50 percent of bottled water is just filtered tap water. The same effect can be achieved with a home filtration system. Of course, if the tap water in your area has been contaminated, bottled water is a safer alternative. However, in most circumstances, bottled water is no healthier than tap water.

THE 5-SECOND RULE KEEPS FOOD SAFE Did you know that millions of Americans have debt in collections? Anyone who has ever dealt with a collection agency can attest that it’s no fun. Luckily, there are laws that limit what collection agencies can and cannot do. Obviously germs and bacteria don’t really wait five seconds to pounce, but snatching your chip off the floor fast keeps most of the germs away, right? Not according to a 2006 study published by Dr. Paul Dawson. He found conclusive evidence that when food comes into contact with a contaminated surface, bacteria are transferred immediately. Even one second spent If you ever fall behind on paying your mortgage, credit card debt, medical debt, student loans, or auto loans, it’s important to know your rights under the Fair Debt Collection Practices Act (FDCPA). Especially for individuals, FDCPA covers all kinds of debt — but specifically targets third-party debt collectors such as collection agencies, debt buyers, and lawyers who practice debt collection as part of their business. on tile, wood, or carpet is enough to infest your food with salmonella or another serious contaminant. When, where, and who can contact you to collect your debt? There are some limitations, such as: Step 1: Know your FDCPA rights.

information so easily available, always take the time to research the facts, especially when it comes to your health. • Time. Debt collectors are only allowed to call you between 8 a.m. to 9 p.m. in your local time zone. Any calls outside these hours are an FDCPA violation. • Place. You may be contacted by phone, mail, fax, or email; however, collectors can’t contact you in “unusual places,” such as hospitals, schools, or restaurants. Although they can call your home or office, you have the right to tell them not to contact you at your workplace.

CRACKING YOUR KNUCKLES CAUSES ARTHRITIS

The connection between knuckle-cracking and arthritis came from studies where participants self-reported their habits. Modern medical research has shown these results to be false.

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