JBC Contractors - 2024 Benefits Guide

MEDICAL AND PHARMACY COVERAGE

JBC Contractors offers the following plans through UnitedHealthCare.

Insurance Carrier:

UnitedHealthCare Medical Insurance

Medical Plan:

Plan Option 1

Plan Option 2

In-Network: Primary Care Visits Specialist Care Visits

$25 Copay $75 Copay $50 Copay

$25 Copay $75 Copay $50 Copay

Urgent Care

Emergency Room Care

Deductible; then $300 Copay

Deductible; then $300 Copay

Preventative Care Visit

$0

$0

Plan Coinsurance

100%

100%

Employee Deductible Family Deductible

$3,000 $6,000

$5,000 $10,000

Employee Out-of-Pocket Max Family Out-of-Pocket Max

$5,500 (includes deductible) $11,000 (includes deductible)

$8,150 (includes deductible) $16,300 (includes deductible)

Inpatient Hospital

Deductible; then 0% Coinsurance

Deductible; then 0% Coinsurance

Outpatient Hospital or Facility

Deductible; then 0% Coinsurance

Deductible; then 0% Coinsurance

Out-of-Network: Plan Coinsurance

50%

50%

Employee Deductible Family Deductible

$6,000 $12,000 $11,000 $22,000

$10,000 $20,000 $16,300 $32,600

Employee Out-of-Pocket Max Family Out-of-Pocket Max

Prescription Drugs: ( 30 Day Supply) Tier 1 - Generic

$10 Copay $35 Copay $75 Copay

$10 Copay $35 Copay $75 Copay

Tier 2 - Preferred

Tier 3 - Non-Preferred

Tier 4 - Specialty

$250 / $500 Copay

$250 / $500 Copay

Employee Weekly Deduction Employee Only

$78.97 $290.15 $251.76 $462.94

$52.39 $234.33 $201.25 $383.19

Employee + Spouse Employee + Child(ren)

Family

4 | JBC Contractors 2024 Benefits Guide

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