Buyer's Guide by Elizabeth Hagen

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Prepare Your Finances

DOWN PAYMENT

The down payment is a percentage of the purchase price paid by the home buyer to the seller at closing.

A portion of the deposit (typically 2-3%) paid by the buyer at time of ratification. These funds are held in escrow and applied at closing. EARNEST MONEY DEPOSIT

IMPROVE YOUR CREDIT SCORE

A good credit score can help you secure a lower interest rate on your mortgage. Discuss your financial health with your lender. They will advise you on the best way to improve your credit score.

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