Garry F. Liday Corporation September 2018

Call Us: (503) 620-3531 www.garryliday.com

SEPTEMBER 2018

Garry F. Liday Corporation FINANCIAL COACH

RETIREMENT ASSET MANAGERS, INC. A Registered Investment Advisory Firm (RIA)

My Journey on the Career Path A LIFELONG EDUCATION

My father, Ford, grew up during the Great Depression. He left home at 14, riding freight trains to survive and find a better life. Eventually, he settled in Oregon and started a family. We never went hungry as kids, and he found stable work, but the Depression-era outlook never left him. One of his favorite sayings was “We’re poor. You can’t do that.” I can still hear his voice saying those words. I was a curious kid, the type who’d take apart a watch or lawnmower just to see what was going on inside. I couldn’t always put them back together, but I always did my best. Mostly, I just wanted to take a peek into the inner workings of things. As I got older, I started applying that way of thinking to Dad’s saying. Why couldn’t I do certain things? What did being poor actually mean? How did money work? These questions were probably the first step on my path to a career in finance, though I didn’t know it at the time. After finishing up my service in the Marines, it was time to decide on a career. To be totally honest, I didn’t have anything resembling a plan. All I knew was that I wanted to help people and really make a difference in their lives. After asking around, I got the idea that assisting people with their financial planning would be a great way to pursue this goal. Money’s something everyone worries about — heck, my dad sure did — and it’s incredibly complex. So it ticked the “have a positive impact” box, as well as the “something you won’t get bored with” box. I got into this business on July 1, 1970. I did some research and made sure I got my start with a reputable insurance company. I wanted the best training and education I could find. They provided that in spades. Every two weeks, we’d have a meeting where we’d pore over a certain document, going line by line and explaining what terms meant and how the documents worked. In a sense, we were taking them apart, just as I had done with the lawnmower all those years before. Once I felt I had the knowledge and experience to open my own business, I went independent. While I couldn’t imagine going back

to a company now, I’m very grateful I started there. If I could do it all again, I would start on the exact same day at the exact same place.

49 years later, and I’m still learning. I did some calculations recently and discovered that, in the course of my career, I’ve completed 15,000 hours of education — and that’s not even counting the learning I’ve done on the job! In this business, if you stop learning, you get left behind or run over. That may scare some people, but it’s one of the things that makes my job so rewarding. The industry is always changing, and you have to keep up to provide the best service to your clients. As a lifelong learner, the ever-changing nature of my profession excites me. I learn something every single day at work. I get tips from young people, older folks, and anybody you can think of. And the best part is that it doesn’t feel like drudgery. I guess that’s the joy of finding a career that you’re passionate about. For as long as I’m doing this, you can bet I’ll do whatever I can to improve my craft. I just can’t see it any other way. Seven decades after I first opened up a watch, I’m just as curious as I’ve ever been. When you’re rich with knowledge and a desire to acquire more, you’ll never think of yourself as poor. – Garry Li day

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