Disability Coverage
The goal of Teen Challenge’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work- related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits. Both the short term and long term disability coverages are offered through Mutual of Omaha. Rates will be automatically calculated and shown in Employee Navigator during enrollment process.
Insurance Carrier:
Mutual of Omaha Short-Term Disability Insurance
Plan Type:
Voluntary
Voluntary
Eligibility Requirement Benefit Percentage Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit Pre-Existing Condition
All Full Time Employees
All Full Time Employees
60%
60%
0 Days 7 Days $1,000
0 Days 7 Days $1,000
3/6
3/6
Benefit Duration
13 Weeks
26 Weeks
Insurance Carrier:
Mutual of Omaha Long-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement
All Full Time Employees
Waiting Period
90 Days
Benefit Percentage
60%
Maximum Monthly Benefit
$5,000 SSNRA 2 Years
Benefit Duration
Own Occupation Definition Partial Disability Benefit
99% during Own Occ; then 85%
Mental Disorders Drug & Alcohol
24 Months per Lifetime 24 Months per Lifetime
Pre-Existing Condition
12/12
11 Teen Challenge 2022 Enrollment Guide
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