Teen Challenge Benefit Guide - Full Time Employees

Medical and Pharmacy Coverage

Teen Challenge offers the following plans through Aetna. Please reference the Summary Plan Description for more details.

Insurance Carrier: Medical Plan Number:

Aetna Medical Insurance

Copay plan - $5k / 80%

HDHP w/HSA - $5k / 100%

In-Network: Office Visit Copay - Primary Care Office Visit Copay - Specialist Care

$45 Copay $80 Copay $75 Copay

Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance

Urgent Care Copay Emergency Room Care Preventative Visit Copay

$425 Copay; then 80% Coinsurance Deductible; then 100% Coinsurance

$0

$0

Diagnostic Testing & Blood Work

Deductible; then 80% Coinsurance Deductible; then 100% Coinsurance Deductible; then 80% Coinsurance Deductible; then 100% Coinsurance

Advanced Imaging

Coinsurance

80%

100%

Employee Deductible Family Deductible

$5,000 $10,000

$5,000 $10,000

Employee Out-of-Pocket Max Family Out-of-Pocket Max

$7,500 (includes deductible) $15,000 (includes deductible)

$5,500 (includes deductible) $11,000 (includes deductible)

Inpatient Hospital

Deductible; then 80% Coinsurance Deductible; then 100% Coinsurance Deductible; then 80% Coinsurance Deductible; then 100% Coinsurance

Outpatient Hospital or Facility

Out-of-Network: Coinsurance

70%

70%

Employee Deductible Family Deductible

$10,000 $20,000 $20,000 $40,000

$10,000 $20,000 $20,000 $40,000

Employee Out-of-Pocket Max Family Out-of-Pocket Max

Prescription Drugs: ( 30 Day Supply) Rx Deductible

$0

Combined with Medical Deductible; then $10 Copay Deductible; then $30 Copay Deductible; then $60 Copay Deductible; then $250 Copay

Tier 1 - Generic Tier 2 - Preferred

$15 Copay $35 Copay $65 Copay $250 Copay

Tier 3 - Non-Preferred

Tier 4 - Specialty

Employee Bi-Weekly Deduction Employee Only

$54.28

$50.44

Employee + Spouse Employee + Child(ren)

$325.64 $298.51 $597.03

$302.61 $277.39 $554.78

Family

7 Teen Challenge 2022 Enrollment Guide

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