The Welch Group - December 2021

Take a look at our December newsletter!

RINGING IN THE NEWYEAR

727.835.1500 | 386.446.4226 THEWELCHGROUP.NET

DECEMBER 2021

It’s Time to Accomplish Great Things

As we’ve previously mentioned, we love the holidays. The season brings some of the happiest memories of the year, and there is nothing better than spending some quality time with family and loved ones — not to mention delicious holiday snacks. As 2021 draws to a close and we prepare to kick off a brand-new year, it’s a great time to begin thinking about your resolutions and focusing on the year ahead. Whether it’s on a personal or business basis, setting goals is healthy and beneficial. After all, if you never set a goal for yourself, it’s a surefire way to stay stuck where you’re at. Goals and resolutions can help you to become who you want to be and fulfill the best version of yourself. Whether you want to complete a marathon, be the top performer in your office, or make a huge change in your diet and lifestyle, New Year’s resolutions can be the first step in your journey to finding success. By reflecting on

Resolutions also provide a sense of stability. They can guide you in the right direction at a time when you may have struggled with the decision in the past. Your resolution acts as a starting point and a measurable goal, with checkpoints along the way to allow for constant forward thinking and movement, whether it be in small steps or large strides. They help you to know what is right and wrong and to make stronger decisions to better serve and benefit you. Your goals for the new year can drive you to accomplish big things. How many times have you told yourself that Monday through Friday, you will eat very healthy, then found yourself digging into all-you-can-eat tacos on Taco Tuesday? Or maybe you wanted to be out of the office by 5 every day to spend more quality time with your family, but a week later, you are going on hour 13. You aren’t alone. Having detailed and official resolutions set in place is a motivational and healthy way to achieve some big accomplishments. This year, we are extremely thankful for the relationships we have formed, and we look forward to developing new ones in 2022. Over the past few years, as we navigated the pandemic, we have all been through a lot together. As we look back, let’s take a few extra moments to appreciate all of the good in our lives. For us, we appreciate you, our clients, for constantly bettering us and placing your faith in us to do right by you. Our hearts pour out into our work.

your past year and

examining the areas in your life you can alter and improve upon, you are able

to set goals focused on

Let’s move into 2022 together! Happy New Year!

Breaking News! We NowWrite With Allstate

-Matt &Jennifer Welch

what you want to become and

how you can achieve that.

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727.835.1500 | 386.446.4226 | THEWELCHGROUP.NET

Every business has a slow season, and for many, it comes at the end of the year. With coworkers and clients focused on the upcoming holidays and using the last of their vacation time, you might find yourself with a lot less than usual on your plate. If you’ve got some downtime at work this season, it’s tempting to kick back and relax. That’s not wrong, but finding ways to stay busy will likely benefit you and your career in the long run. Here are some ideas. Get organized. Does your inbox look like a disaster area? Or does your desk look like a bomb hit it? We often brush aside these “housekeeping” tasks, saying we’re too busy, but now your excuse is gone. It’s time to dig in and get organized. Sort through your emails and file what you need in easy-to-find locations. Dust your desk, give it a good scrub, and throw out what you don’t need. Lastly, take some time to plan out any projects for the next few months — you will thank yourself later. Develop yourself. When did you last take time to expand your skills or improve your marketability? If you can’t remember, a slow spell at work is the perfect time to engage in continuous learning. Many employers have optional online training courses, and other websites offer lessons for free or at a small fee. Determine your weak spots and dive in. Also, if it’s been a while since you’ve updated your LinkedIn page, now is a great time to update your information. Lend a hand. Remember that just because your work has slowed down, it doesn’t mean everyone else’s has. Find out what your coworkers are up to. If they’ve got a lot going on, offer to help where you can. They’ll remember the next time you need a favor, not to mention when performance review time comes around. Plus, you’ll KILLING TIME What to DoWhen Work Is Slow

TAKE A BREAK

also build connections and learn about parts of the business you might be unfamiliar with.

SOLUTION

A little work now can pay off later. Do yourself a favor and find a way to be productive during any seasonal downtime.

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CUT THE BOUNDARY WIRE!

Tidy Up Your Policy Does Your Insurance Still Best Serve Your Needs?

Rinse, wash, and repeat! At the end of each year, it is important to take a moment and tidy up your insurance portfolio. Events that have transpired over the last 12 months may have an impact on your insurance. Here are some things that could change the type of policy or coverage you need:

The First of Its Kind: A GPS Lawn Mower

• • • • • • • • • • • • • • • •

Home renovations

Buying or selling a business

Marriage Divorce

Robotic lawn mowers used to stay in your yard using boundary wire. But they need to move over because GPS mowers are here to take over! Segway recently introduced its first robotic mower, which uses GPS to guide the mower. Robotic lawn mowers have been around for some time now, and thank goodness, because sometimes mowing the lawn can be a hot, sweaty, time-consuming process. Segway’s Navimow is both safe and efficient and gets the job done by relying on a virtual boundary put into place using Navimow’s app for your phone. The app gives directions to the mower, telling it which areas to avoid. Most other robotic mowers have boundary wire to outline the space for the robot to mow within, and changes in the yard mean tedious wire changes. With the Navimow, when the space to be mowed needs to be adjusted for a new tree planted or a temporary game of cornhole set up on the lawn, the changes can be made within the app. The GPS, or Exact Fusion Locating System, maintains the robotic mower’s positional accuracy within 2 centimeters. An algorithm helps the mower develop a path in which areas never need to be crisscrossed or mowed twice. If the GPS signal happens to be weak, the Navimow uses its many sensors on all sides to keep the mowing on track.

Child going off to college

Childbirth or death

New teen driver

Modifying your vehicle

Building a pool or adding a screen enclosure

Moving

Buying or selling a home or property

Occupancy change

Buying or selling a vehicle

Putting a property into a trust or LLC Ridesharing or short-term home rental

Refinancing your home or auto

DIY Holiday Eggnog Making your own eggnog is easier than you think! This creamy, delicious drink will be a hit with your holiday guests.

INGREDIENTS

DIRECTIONS

• 6 egg yolks • 1/2 cup sugar • 1 cup heavy whipping cream • 2 cups milk • 1/2 tsp nutmeg • 1 pinch salt • 1/4 tsp vanilla extract • Cinnamon and whipped cream, for garnish

1. In a medium bowl, whisk the egg yolks and sugar until light and creamy. Set aside. 2. In a saucepan over medium heat, stir together the cream, milk, nutmeg, and salt. Bring to a simmer. 3. Add a spoonful of the milk mixture to the egg mixture. Whisk vigorously and repeat, one spoonful at a time. 4. When most of the milk is whisked in, add the egg mixture to the saucepan. 5. Whisk until the liquid thickens slightly or reaches 160 F. Remove from heat and add vanilla extract. 6. Pour the eggnog into a glass container and cover. Refrigerate. 7. When the eggnog has thickened, pour it into glasses, garnish, and enjoy!

But what about surprise obstacles? Its Blade Halt Technology helps it detect unexpected pets, kids, or toys in the lawn and will bring the spinning blades to a halt. The Navimow is built to withstand rainfall, but when it senses rain, it returns to its charging station. With Segway’s four models of the Navimow, you might find one that works well for your yard. For those who live in warmer climates, the Navimow is the perfect option for year-round convenience. For those who live in colder climates, the Navimowmakes sure you can spend your warm summer months doing something much more fun than mowing the lawn! For more free time to spend enjoying the things you love and an impeccable lawn, you can’t go wrong looking into the perks the Navimow has to offer.

Inspired by TastesBetterFromScratch.com

THEWELCHGROUP.NET

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727.835.1500 | 386.446.4226 THEWELCHGROUP.NET

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INSIDE 1 New Year’s Resolutions 2 How to Keep Busy While Work Is Slow 2 Is Your Insurance Policy Still What You Need? 3 DIY Holiday Eggnog 3 The First of Its Kind: A GPS Lawn Mower 4 Do You Have Life Insurance?

Have You Considered Life Insurance? Life insurance may be something you and your family will benefit f rom in the event that you’re no longer around to support your family’s financial needs. Oftentimes, people may put off investing in life insurance or taking the time to consider it. However, life insurance provides your family and loved ones with financial support if they need it, and understanding life insurance can help you get your family’s long-term financial needs in order. Even if you have a nice savings, it’s pretty unlikely that it will be enough to cover your family’s needs for many years to come. Life insurance, in some cases, can even replace your lost income. Keep in mind that certain types of debt do not go away when you pass away, and life insurance can help to cover those costs so that they do not get passed on to a loved one. Life insurance is also beneficial in that it can be used to pay education expenses for your children or grandchildren and can even help to cover funeral expenses, which can be hefty. Protecting your family’s future with life insurance may not be something you ever want to have to think about, but it is important.

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