Public Entity Partners Annual Report 2023

Message from the President/CEO

D uring the last few years, we’ve experienced a number of challenging economic conditions, including the COVID-19 pandemic, supply chain issues and inflation. We’ve also faced multiple severe weather events, such as

in assessing risks, crafted tailored solutions and maintained strong relationships with members.

• Two finance department staff members attained their Certified Public Accountants (CPA) licenses, and four staff members completed their associate- level insurance designations (ARM and AINS) for the Insurance Institutes. This demonstrates their unwavering commitment to upholding the highest standards of financial integrity and accountability. • Our Director of Loss Control, Chester Darden, was elected to the National PRIMA board. His selection is a recognition of his exceptional skills, experience and leadership in the field of risk management. In addition, I am honored to have been appointed to the NLC Mutual Board. This opportunity allows me to contribute to the broader insurance industry, represents the trust placed in PEP and its leadership, and reflects the collective expertise and reputation we have built over the years. All of us at PE Partners are strongly committed to providing our members with the most effective risk management products and services to help you serve your employees and citizens. We take your trust in us seriously, and thank you for your partnership as we work together to protect your properties, reduce liability losses and keep your employees free from injury. As we move forward, I am confident that our exceptional team will continue to drive our organization to even greater heights. Together, we will overcome challenges,

City of Maryville

Year-in-Review by the Numbers

flooding, wildfires and storms. These have all contributed to increases in construction costs, vehicle shortages and increased labor expenses. In addition, the frequency and severity of law enforcement liability and employment-related claims have led to base rate increases. Each of these factors impacts our members, along with the cost of claims. 2023 was the toughest year for property claims since the catastrophic flooding of 2010, and the market continues to feel the pressure. At Public Entity Partners, our philosophy has always focused on stability and consistency. We want to do as much as we can to insulate our members from market swings. We are also committed to making conservative financial decisions so that PE Partners can weather these fluctuations and continue to serve our members for the decades ahead. Our commitment to our members goes beyond providing insurance coverage. We actively partner with our members to mitigate risk and foster a culture of safety. Equipping our members with training, education, best practices, and risk liability knowledge and tools strengthens their organizations, and fosters a collective commitment to safety, well-being and long-term success. Here are some recent achievements of our outstanding team that exemplify the dedication, proficiency and professionalism that define PEP: • Our underwriting department’s diligent efforts and unwavering commitment to excellence resulted in an exceptional performance during the July renewals as they continued to provide expertise

Our underwriting department insured: 43,450 member employees 42,287 vehicles 20,800 buildings

Our member services department conducted: 233 member assistance and training sessions Through casualty and property surveys, member follow-ups, training, grants and scholarships, our loss control department experienced: 16,974 contacts with members and awarded or invested $767,265 in board-approved value-added products and services

embrace opportunities, and ensure a bright and prosperous future for PEP. As we approach our 45th anniversary, we’re excited to see what the future holds.

PEP Value

Work to ensure the diverse needs, concerns, and ideas of members and employees are welcomed and considered as decisions are made. Equally important, create an environment in which all members and employees are empowered, feel secure when sharing input, and are encouraged to fully contribute to the organization. Inclusiveness

Sincerely,

Michael G. Fann President/CEO

2 Annual Report 2023

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