Public Entity Partners’ Insurance Program P ublic Entity Partners was established to help provide effective and affordable insurance to Tennessee municipalities. Today, we provide Liability, Workers’ Compensation, and Property and Crime coverages to nearly 500 municipal entities throughout Tennessee. To help ensure stability in future municipal insurance markets, Public Entity Partners provides coverage in accordance with the Tennessee Governmental Tort Liability Act, lobbies to maintain reasonable tort limits, and monitors and maintains important checks and balances. PE Partners introduced Workers’ Compensation coverage in 1981 as the first insurance program offered to our members. Workers’ Compensation ensures that injured workers have access to medical care. It also covers wage replacement, depending on the amount of time an injured employee is unable to work. Successful Workers’ Compensation programs are partnerships designed to keep employees safe and free from accidents and injury through the application of risk management practices. In the event of an injury or accident, these programs also provide treatment so that injured employees can return to work at or as close to their pre-injury conditions as possible.
Town of White Bluff
Workers’ Compensation coverage is statutory in nature. Our claims process and focus on risk management measures help provide our members with a safety net that protects their entities and employees in the event of a workplace injury. PE Partners offers training resources to assist members with the prevention of Workers’ Compensation claims. These include in-person training and online resources, such as HR Hero™, EHS Hero™ and Local Government Risk Academy. In addition, we employ Casualty Loss Control Consultants for East, Middle and West Tennessee. These consultants inspect protocols and make recommendations for reducing loss ratios. The insurance programs offered by PE Partners are necessary and deliberate. From Workers’ Compensation to Property & Crime and Liability, each coverage has been tailored to the unique exposures and loss experiences of our members. Understanding local government operations and how they change through the years is an important component for determining the coverages we provide to our members, and we are pleased to offer an insurance program that allows our members to fully utilize the benefits of governmental pooling. Integrity is the uncompromising adherence to strong ethical principles at all times. Be ethical and fair in our business practices, and do what is in the best interest of members while embracing the truth with honesty and transparency. Integrity PEP Value
City of East Ridge
6 Annual Report 2023
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