3428075_24_Sanitized Scrubbed Guide Presentation

DENTAL INSURANCE MAXIMUM ROLLOVER

2017-42998 (07/19)

DENTAL INSURANCE MAXIMUM ROLLOVER

2017-42998 (07/19)

DENTAL INSURANCE MAXIMUM ROLLOVER

2017-42998 (07/19)

DENTAL INSURANCE MAXIMUM ROLLOVER

2017-42998 (07/19)

DENTAL INSURANCE MAXIMUM ROLLOVER

2017-42998 (07/19)

GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care (Enhanced Plan Only) The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist. The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist. The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist. The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist. The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist. GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care GUARDIAN’S ORAL HEALTH REWARDS PROGRAM Help Encourage Good Oral Care The connection between oral and overall wellness is clear. Visiting the dentist regularly can help prevent and detect early stages of many diseases and conditions. Help your clients promote good oral care with Guardian’s Maximum Rollover Oral Health Rewards Program – a unique tool that encourages and rewards members who visit the dentist.

HELPING EMPLOYEES MAINTAIN GOOD HEALTH HELPING EMPLOYEES MAINTAIN GOOD HEALTH • Members simply submit a claim without exceeding the paid claims threshold during the benefit year. • Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. • The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. • Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! z Members simply submit a claim without exceeding the paid claims threshold during the benefit year. z Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. z The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. z Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! • Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. • The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. • Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! • Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. • The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. • Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! • Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. • The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. • Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! • Guardian will reward them by rolling over a portion of their unused annual dental maximum into their own personal Maximum Rollover Account (MRA) for future use. • The reward can be used to supplement dental care costs in the future beyond the plan’s normal annual maximum. • Plus! If they use the services of in-network dentists exclusively during the benefit year, we’ll increase the amount credited to the MRA! HELPING EMPLOYEES MAINTAIN GOOD HEALTH • Members simply submit a claim without exceeding the paid claims threshold during the benefit year. HELPING EMPLOYEES MAINTAIN GOOD HEALTH • Members simply submit a claim without exceeding the paid claims threshold during the benefit year. HELPING EMPLOYEES MAINTAIN GOOD HEALTH • Members simply submit a claim without exceeding the paid claims threshold during the benefit year. HELPING EMPLOYEES MAINTAIN GOOD HEALTH • Members simply submit a claim without exceeding the paid claims threshold during the benefit year.

HOW MAXIMUM ROLLOVER WORKS

HOW MAXIMUM ROLLOVER WORKS Guardian will roll over a portion of the unused annual dental maximum into a personal Maximum Rollover Account, which can be used in future years if the plan’s annual maximum is reached. As an added advantage, more money is rolled over if in- network dentists are used exclusively during the benefit year. HOW MAXIMUM ROLLOVER WORKS

Guardian will roll over a portion of the unused annual dental maximum into a personal Maximum Rollover Account, which can be used in future years if the plan’s annual maximum is reached. As an added advantage, more money is rolled over if in- network dentists are used exclusively during the benefit year. is rolled over if in-network dentists are used exclusively during the benefit year. Guardian will roll over a portion of the unused annual dental maximum into a personal Maximum Rollover Account, which can be used in future years if the plan’s annual maximum is reached. As an added advantage, more money HOW MAXIMUM ROLLOVER WORKS HOW MAXIMUM ROLLOVER WORKS

PRACTICE GOOD ORAL HEALTH

VISIT THE DENTIST