Merge Panel Card

BENEFITS OF MERGE

Lower upfront premium pay-in due to deductible credit

Cash Flow Savings

Alignment of interests with insurance carrier

Alignment

United with other best-in-class Moving & Storage operators

Share in underwriting profits & investment income

Potential Lower Cost

Continuous Improvement

Retain the smaller, more frequent, & more predictable losses

Control

This is a summary of the Merge program. Captives involve a risk of loss. Please see the actual Merge captive program agreements for full details. Individual results may vary. Coverage is summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Policies are underwritten by Vanliner Insurance Company, an authorized insurer in all 50 states and the D.C. © 2024 Vanliner Insurance Company, 3250 Interstate Drive, Richfield, OH 44286. All rights reserved. 5612-VNL (06/24)

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