Soto Law Group - August 2020

The Soto Law Group 1101 Dove Street Suite 200 Newport Beach, CA 92660

PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411

949-945-0059 TheSotoLawGroup.com

INSIDE THIS ISSUE From the Desk of DeDe PAGE 1 How COVID-19 Is Reshaping Company Culture for the Better PAGE 1 Cultivating Creativity to Optimize Efficiency in 3 Steps PAGE 2 Why Jelly Belly Was Sued for Misrepresentation PAGE 3 Take a Break PAGE 3 Protein-Packed Breakfast Burritos PAGE 3 How to Pay for College Without Loans PAGE 4

Skip the Student Debt 3WAYS TO PAY FOR COLLEGE THAT AREN’T LOANS

We all know how expensive college can be. The bills can pile up fast, and in many cases, paying that debt off can take years, if not decades, especially if private loans are involved. That said, if you have kids who are getting ready to graduate high school, then don’t let the cost of higher education scare you away. If you can’t pay out of pocket, you can help your child apply for loans, but if you’re looking to mitigate debt, or eliminate it entirely, here are some other popular options. Grants Grants are similar to scholarships in that they don’t need to be repaid. Many colleges, states, and other organizations award grants based on a number of factors, like academic standing and the income of one or both parents as reported on the Free Application for Federal Student Aid, better known as FAFSA. A great starting point for parents who are helping their kids look for grants is the

Federal Student Aid website: StudentAid.gov/ understand-aid/types/grants. Work-Study Depending on your child’s financial need, their college or university may be able to set them up with a part-time position with an hourly rate on campus. Work-study positions are often community-service oriented and/or matched with the student’s field of study, and the jobs in these programs may be on or off campus. Alternatively, students can also look for other on-campus jobs that aren’t part of a work-study program. Before the school year starts, many schools post job openings for positions like computer lab assistants or event caterers. Private Scholarships There is no shortage of private scholarships. The challenge is finding and applying for them. This can take time, but it’s often worth

the effort. If you can’t find any scholarships your child is eligible for online, then try using an app like Scholly. It’s designed to help students and parents find and apply for scholarships without having to search all over the internet. Another great resource is your student’s high school guidance counselor. They often have resources about local and regional scholarships that may be worth looking into.

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