MAA 2025 Benefits Guide

How is My HSA Funded & How Much Can I Contribute?

By You

By MAA

MAA will make a contribution to your HSA upon enrollment and every January 1 thereafter equal to $100 for single coverage (Employee Only) and $300 for family coverage (Employee + Spouse, Employee + Child(ren), Employee + Family). When you and your covered spouse (if applicable) complete various wellness-related activities through the Cigna Healthcare Wellness Experience, MAA will make contributions to your HSA as a reward for taking an active role in your health, up to $600 each per year. Read more on page 19.

You can fund your HSA every pay period with pre-tax payroll contributions. You may change your contribution any time during the year in Workday. You can fund your HSA at any time by making a deposit with after-tax dollars.

The sum of contributions made by you and MAA cannot exceed the federal limit, as indicated in the table below.

IRS Annual Contribution Limits for HSAs

2024

2025

Single Coverage (Employee Only)

$4,150

$4,300

Family Coverage (Employee + Spouse, Employee + Child(ren), Employee + Family)

$8,300

$8,550

Additional Catch-Up Contribution (Age 55-65)

$1,000

$1,000

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