LEAVE BEHIND A PATH FOR YOUR LOVED ONES Protect Your Digital Legacy
authentication — a second step to logging in — keeps our data even more secure.
of your login information secure. But not all managers are alike. The most secure options are cloud-based managers, which allow access from any location, and those that require two-factor authentication, which may use a fingerprint or a code sent to the phone number on file. There are many password managers to choose from, so start by doing your own research. Wired recommends 1Password for those just starting out! TALK TO YOUR ATTORNEY. If you opt out of using a password manager, an estate planning attorney can incorporate your digital logins into an estate plan. This will keep your data secure and accessible by those who need it after you pass. And even if you do utilize a password manager, it’s wise to notify your estate planning attorney. They will become your family’s go-to resource for guidance after you pass. As with any action you take regarding your estate plan, consult with a professional you trust before making a decision.
But what happens to this data after you pass? Will your family know how to access it and therefore log in to your most valuable accounts? How can you make sure the right people have access to your passwords and digital data without making yourself vulnerable? And is this necessary? Find out below! CREATE A DIGITAL LOG. You must keep a record of all your digital profiles and login information for your loved ones before you pass. You’ll help your family avoid having to jump through hoops with various companies just to retrieve your data after you’re gone. Anything from the cable company to your bank login needs to be recorded. Then, be sure to tell your family this information exists and how to find it. USE A PASSWORD MANAGER. Because passwords are necessary, companies have created password managers to keep all
When creating an estate plan, there are many assets to consider. Most people think about their homes, retirement accounts, and heirlooms, but one vital thing is often overlooked: their digital lives. Today, we manage so much of our personal lives through digital accounts, and a username and password combination safeguards our activities and keeps our data secure. Two-factor
RETURN ON INVESTMENT: 4,148,000! What’s Happening in the Heartland?
I checked Amazon this morning and discovered that one of my books, “Paranoid Banker Investment Secrets” is a whopping No. 4,148,000 on the Amazon bestseller list. Obviously, that means there are over 4 million books selling better than mine! Funnily enough, one of my other books, “The 9 Month Investment for Passive Investors” is ranked No. 3,560,354 — almost 600,000 ahead of the “Paranoid Banker” book. Then there is “Renter Nation.” This book is ranked at a whopping No. 2,148,622. The way I like to look at it, twice as many people like this book as “Paranoid Banker Investment Secrets.” But still … even “Renter Nation” isn’t close to being a bestseller in any regard!
if Tom Brady is going to decide to keep playing football. Which is just fine with me. Sure, being No. 4 million-something would be a black mark on some people’s
“resumes.” But as far as my investors (and I) are concerned, I’m better off spending my time focusing on them than fighting for that No. 1 spot!
Many people in my position would be sad about this, but the ranking of my books doesn’t get me down. Actually, I’m happy about it. Why?
By the way, if you haven’t read any of my books, you really should. They are worth the read, and as a newsletter reader, you can download them for free at these links:
Well, because I’m not in the business of writing books! I’m in the business of real estate ownership and investing in real estate-related projects alongside my partners. THAT is what’s important. Having a constant focus like that has its upsides and downsides. I can tell you how likely it is that the 100-plus unit apartment property my partners and I are about to purchase turns out to be a fantastic investment for their regular or IRA money, BUT … I can’t tell you who won the latest NBA playoff game, or
“Paranoid Banker” — daringarman.com/bookdetail/MjcxNTkw “The 9 Month Investment” — daringarman.com/bookdetail/MzA4NjI1
That said, don’t read these books to get me to No. 1. I don’t want to be No. 1! BUT I do want YOU to have great financial information, and that’s what you’ll get if you download them. –Darin
2 DARINGARMAN.COM
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