MEDICAL COVERAGE
Neel, Robinson & Stafford offers the following plans through Angle Health.
Insurance Carrier:
Angle Health Medical Insurance
Medical Plan:
$2,000 Copay Plan
$5,000 HDHP Plan
In-Network: Primary Care Visits
$20 Copay $50 Copay $75 Copay
Deductible; then 100% coinsurance Deductible; then 100% coinsurance Deductible; then 100% coinsurance Deductible; then 100% coinsurance
Specialist Care Visits
Urgent Care
Emergency Room Care
Deductible; then $250 copay
Preventative Visit Copay Diagnostic Testing (X-Ray / Blood Work)
$0
$0
$20 Copay
Deductible; then 100% coinsurance
Advanced Imaging
Deductible; then 20% coinsurance
Deductible; then 100% coinsurance
Plan Coinsurance
20%
100%
Employee Deductible
$2,000 $4,000
$5,000
Family Deductible
$10,000
Employee Out-of-Pocket Max
$4,000 (includes deductible) $8,000 (includes deductible)
$5,000 (includes deductible)
Family Out-of-Pocket Max
$10,000 (includes deductible)
Inpatient Hospital
Deductible; then 20% coinsurance Deductible; then 20% coinsurance
Deductible; then 100% coinsurance Deductible; then 100% coinsurance
Outpatient Hospital or Facility
Out-of-Network Plan Coinsurance
50%
50%
Employee Deductible
$5,000
$10,000 $20,000 $11,000 $22,000
Family Deductible
$10,000 $10,000 $20,000
Employee Out-of-Pocket Max
Family Out-of-Pocket Max
Prescription Drugs 30-day supply Tier 1 - Generic
$15 Copay $50 Copay $75 Copay
Deductible; then 100% coinsurance Deductible; then 100% coinsurance Deductible; then 100% coinsurance Deductible; then 100% coinsurance
Tier 2 - Preferred
Tier 3 - Non-Preferred
Tier 4 - Specialty
Deductible; then 20% coinsurance
Employee Semi-Monthly Deduction Employee Only
$106.82 $417.69 $361.17 $672.04
$62.39
Employee + Spouse Employee + Child(ren)
$328.26 $279.92 $545.79
Family
6 | Neel, Robinson & Stafford 2025 Benefits Guide
Made with FlippingBook - professional solution for displaying marketing and sales documents online