Neel, Robinson and Stafford - 2025 Benefits Guide

BASIC LIFE AND AD&D INSURANCE COVERAGE

Neel, Robinson & Stafford provides all Full-Time employees with Basic Life and Accidental Death & Dismemberment at no cost to employees.

Principal Basic Life w/AD&D Insurance

Eligibility Requirement Life Insurance Benefit

All Full-Time Employees

$40,000

Guarantee Issue

Yes

Accidental Death & Dismemberment Benefit (AD&D)

Same as Basic Life Amount

VOLUNTARY TERM LIFE INSURANCE COVERAGE

As a supplemental benefit, Neel, Robinson & Stafford allows eligible employees to purchase additional life insurance coverage for yourself and your dependents. This coverage is paid for by you and is offered through Principal. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.

Principal Voluntary Life w/AD&D Insurance

Eligibility Requirement

All Full-Time Employees

Employee Benefit Amounts Employee

Up to $300k in increments of $10k Up to $100k in increments of $5k

Spouse

Child(ren)

Flat $10k

Guarantee Issue Employee

$100k

Spouse

$20k $10k

Child(ren)

9 Neel, Robinson & Stafford 2025 Benefits Guide |

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