WHAT IS ETHICAL IN USE YOUR VALUES TO MAKE FINANCIAL DECISIONS
Do you want to start investing but are wary of funding large corporations with questionable ethics? Ethical investing is when people make investment decisions that align with their morals. When investing ethically, you support sustainable companies committed to widespread positive social change. Of course, “ethical” is subjective and means various things to different people. Ethical investors often research companies before investing to discover how the business impacts the world around them. These can concern human rights, environmental sustainability, and more. What is the difference between ethical and ESG investing? Ethical investing is similar to ESG investing, which evaluates a company’s environmental, social, and governance (ESG) standards. The difference? Ethical investing takes it a few steps further. For example, ESG investing looks at issues that can include:
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Climate change
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Employee safety
Waste management
Accounting practices
Gender/racial discrimination
However, ethical investing follows a more comprehensive approach and considers ethical matters that may not be discovered when assessing a company’s ESG standards. Some ethical concerns may include:
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Fossil fuel usage
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Child labor violations
Weapons production
Human rights
It’s entirely up to the investor to decide which causes they want to invest in or eliminate from their investment portfolio through the companies they research and choose.
DON’T HIT THAT SNOOZE BUTTON! GET YOUR KIDS BACK ON A SCHOOL ROUTINE
During the summer months, your child isn’t thinking about school. They’re focused on relaxing, staying up late, and sleeping in! So, naturally, it can be challenging for you and your kids to get back into a routine as the start of the school year approaches. If you don’t prepare for a school routine now, your children will spend the first couple of weeks (or even months) trying to adapt to the change, which can be detrimental to their learning.
for bed earlier at night. You could also start cooking dinner at the same time each day so your kids can begin forming a routine around dinnertime. This will help their minds and bodies acclimate to their new school nighttime routine. Incorporate education into their activities. School mode and vacation mode are drastically different — the last thing most kids want to do during summer break is learn. To help with this, have your child play educational games or watch a show, movie, or documentary that might expand their
Here are three strategies to try when helping your child get back into a school routine.
Practice morning habits. About two weeks before school starts, wake your kids up a little earlier than they are used to. Then, outline specific tasks they must complete before heading out the door. This could be making their bed, brushing their teeth, getting dressed, and eating breakfast. Doing this will instill good, responsible habits in your child and help them practice time management when school does begin again. Wind down earlier at night. During the summer, kids may be used to staying up a little later than usual. To mitigate this, have your children prepare
horizons. You don’t have to do anything grand for this; even reading for at least 10 minutes a day can help!
Returning to a school routine will be difficult for the entire family, so show yourself and your kids grace during this time. Slowly implementing these steps into your end-of- summer routine will help you and your family be ready for the coming school year. To everyone going back to school, good luck with your future endeavors!
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