HARTFORD PAYS UP
Let’s say you have long-term disability insurance through your job or through an insurance policy you purchased (most of us don’t even know it’s there — until we need it), and you have an injury or medical condition that prevents you from working. They should pay up, right? I mean that’s the way insurance works, isn’t it? Let me tell you about one of our cases. A longtime employee was hurt and couldn’t work, so he applied for long-term disability benefits through his job, with Hartford — filling out the application forms, sending in his medical records, giving them everything they asked for. And they approved his benefits ... for three whole weeks! After three weeks, Hartford said he was no longer disabled because a doctor they hired had reviewed his medical records (but had never seen him or spoken with any of his treating physicians), so they terminated his benefits. Hartford was “allowed” to do this, of course — both long-term disability insurance law and the insurance policies favor them, big
time. Most people just leave it at that or think the system isn’t fair and just take it. Not our guy — a single father with four kids. He fought back. Fighting back is a lot more than filling out forms — our approach combines our experience in workers’ comp, medical malpractice and insurance litigation, working with doctors and experts to create the evidence to overturn that decision, and filing an extensive 20-plus page appeal. There is a reason so many lawyers don’t touch long-term disability denial cases: They are a ton of work and require a high-level understanding of medicine, law, and insurance all rolled into one. Just before Christmas we got the good news — we won the appeal and he was awarded $75,000 in past due benefits plus ongoing monthly benefits. That’s fighting back!
WE’RE MOVED IN AND READY TO SEE YOU! We’re officially up and running at our new office space in Old Town Alexandria, and it’s going fantastic so far. We’re right off the GW Parkway, close to 495 and the Woodrow Wilson Bridge — ready
LOVEBUG COCKTAIL
INGREDIENTS: •
2 oz simple syrup
• • • •
3 oz white cranberry juice
•
2 tbsp granulated red sprinkles
1 oz vodka
to help you in person or virtually. There is free off-street parking just to the left of this picture, just steps from the door, quick and easy
2 oz lemon-lime soda
•
Ice
1 oz grenadine
DIRECTIONS: 1. Into a plate bigger than the serving glass for the cocktail, pour the simple syrup. On a separate plate, place sprinkles. Dip the rim of the serving glass in the simple syrup and then in the sprinkles until the rim is lined. 2. Fill the glass with ice and then pour in the white cranberry juice, vodka, lemon-lime soda, and grenadine. 3. Serve immediately.
if you need to stop by and sign something or pick something up. Our NEW ADDRESS is 708 Pendleton Street, Alexandria, VA 22314. Come by and check it out!
Source: SnacksAndSips.com/lovebug-cocktail/
202.393.3320 • 3
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