BENEFIT INFORMATION
Benefit
Who pays the cost?
YOUR BENEFITS PLAN
Pilot Bank pays the majority of the employee portion of the medical plan. You may enroll your eligible dependents for an additional cost.
Medical
Insurance
Pilot Bank offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
You may elect dental coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost.
Dental
Insurance
You may elect vision coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost.
Vision
Insurance
Basic Life
Pilot Bank pays the entire cost.
Insurance
You may elect additional life coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost.
Voluntary Life Insurance
Short and Long Term Insurance
Pilot Bank pays the entire cost.
ELIGIBILITY
All Regular full-time employees are eligible to join the Pilot Bank Benefits Plan on the 1st of the month following 30 days. You may also enroll your dependents in the Benefits Plan when you enroll.
Eligible dependents include:
Your legal spouse
•
• Your married or unmarried natural children, step-children living with you, legally adopted children and any other children for whom you have legal guardianship, who are:
Under 26 years of age
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WHEN CAN YOU ENROLL?
You can sign up for Benefits at any of the following times:
• After completing your initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change.
If you do not enroll at one of the above times, you must wait for the next annual open enrollment period.
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