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THE CHALLENGES OF VALENTINE’S DAY
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3 TIPS TO IMPROVE YOUR CREDIT SCORE
GET TO KNOW GRACE, OUR CLIENT COORDINATOR
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WHAT IS YOUR FAVORITE VALENTINE’S DAY CANDY OR SWEET TREAT?
CHOCOLATE POTS DE CREME
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UNDERSTANDING INTERNET CRIME LAWS
G uard Y our P rivacy and P eace of M ind STAY SAFE ONLINE!
We live in a digital world where everything can be found online. Whether it’s storing data or gaining access to information, we tend to use the internet constantly. With so many innovations and new technologies being created, it’s no surprise that cybercrimes are becoming more frequent than ever. WHAT ARE CYBERCRIMES? Cybercrimes are criminal activities that involve computers, networked devices, or networks. These are typically committed by cybercriminals or hackers looking for ways to steal information, damage computers or networks, or make a profit — whether personal or political. Some types of cybercrimes include: • Email and internet fraud • Identity fraud (where personal information is stolen and used) • Theft of financial or card payment data • Theft and sale of corporate data
• Infringing copyright • Selling illegal items online
hundred dollars or possibly up to $1,000. At the same time, felony convictions can have fines of up to $100,000. Jail or Prison If someone is convicted of a specific cybercrime, they can face jail or prison sentences. The most severe crimes can even result in a prison sentence of 20 years or more. Probation Depending on the case, a person can be on probation for a year or more and need to report to a probation officer, pay court costs and fines, or maintain employment. Though technology can make life a little easier, there are dangers we must avoid. So, create strong passwords, keep your systems updated, and be mindful of the information you’re giving out.
As more business transactions, such as paying bills, shopping, and trading, have moved online, cybercrimes have affected more people than ever before. Unfortunately, the ill effects often lead to extreme financial ruin for businesses and individuals. WHAT HAPPENS IF YOU’RE FOUND GUILTY OF CYBERCRIMES? Laws have been made to address criminal behavior that involves computers, computer systems, and the internet. In fact, each state has its requirements and potential penalties depending on the type of crime — and penalties may be severe, even for first-time offenders. The penalties could include the following: Fines These range widely, but a misdemeanor conviction can result in minor fees of a few
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