Loan Surfer Home Buyer Guide

FINDING A HOME

FINDING A REAL ESTATE AGENT Your real estate agent is a valuable partner in the homebuying process. He or she will help you find your dream home and present the offer to the seller on your behalf. When looking for an agent, start by asking your lender, a friend, or a family member for a referral. Be sure to talk to a few agents before choosing one. Here are a few things to consider when looking for an agent: Licensing. All agents and brokers are required to be licensed by the state in which he or she does business. Do a quick internet search to verify your agent’s license is in good standing and that no disciplinary action has been taken against them. Experience. Has the agent been around for just a few years, or are they a seasoned professional? Do they have experience in your market? Are they unafraid to negotiate to get you the best deal? These are all important to factors to consider to make sure you find an agent that’s right for you. Reputation. One of the best ways to identify a good agent is by what past customers say about them, so be sure to read reviews online before choosing your agent. Doing so will give you insight into the opinions and experiences of other homeowners and will help you make a more informed decision.

FINDING THE RIGHT HOME Home hunting can be an exhilarating yet draining process. What should you look for, and how do you keep track of the features you loved, as well as the things you didn’t? Here are some things to consider each time you view a new property.

Research: • Neighborhoods

• Local Home Values

• Cell Phone Coverage

• Additional Fees

Interior Features • Flooring, Windows, Ceiling • Walls • Bathroom & Kitchen • Rooms

• Stairs

• Doors

• Systems

Exterior Features • Roof

• Foundation, Driveway, & Pool

• Siding

• Landscaping

• Garage

• Patio/Deck

• Pests

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