Loan Surfer Home Buyer Guide


ON CLOSING DAY The big day has finally arrived! Make sure it goes off without a hitch with these tips. What to bring • Photo ID • Cashier’s check or proof of wire transfer to cover your down payment and closing costs • Checkbook (in case there are any last minute changes) • Proof of homeowner’s insurance, your purchase agreement, and a copy of the home inspection

What to expect Be prepared for a lot of paperwork. You’ll likely be required to sign two, possibly three, copies of each document. Plan for this to take a few hours. Don’t rush it, and be sure to ask a lot of questions. If something doesn’t make sense to you, ask.

If your state doesn’t require an attorney to be present, it may be a good idea to arrange for one anyway to ensure you understand everything you’re signing.

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