Frontwave Briefing | Fourth Quarter 2019

Briefing frontwavecu.com

Fourth Quarter 2019

Local Lowdown

More Than 5,600 Locations Coast to Coast CO-OP Credit Union “Shared” branches are convenient and easy to find. When you’re relocating, traveling, or need a branch near work, remember Frontwave Members have access to more than 5,600 branches nationwide. For a nearby location, call 888.748.3266 or log on to their website co-opcreditunions.org .

Oceanside Turkey Trot November 28

Frontwave Credit Union is a proud sponsor of the 2019 Oceanside Turkey Trot. This year, be a part of the 5K or 10k walk/run that has it all – scenic and fast course, great costumes, local beneficiaries, and a festive, fun atmosphere. Please visit https:// osideturkeytrot.com to register and for more information. Art After Dark: A Steampunk Halloween October 26 Put Saturday, October 26 on your calendar and get ready for a funky steampunky Halloween party inspired by Brian Kesinger’s characters Otto and Victoria and his Dream It Yourself exhibition. To learn more and buy your tickets visit OMA Art After Dark at https://oma-online.org/aad/ Bike The Coast November 1 Join riders of all levels and ages while experiencing the best of the Southern California beaches and surf towns as you ride routes of 7, 15, 25, 50 or 100 miles. Everything starts and finishes at the Oceanside Pier with food, music, expo shopping and fun! For detailed information please visit the Bike the Coast website at https://www. bikethecoastsd.com Escondido Vetfest November 11 American Legion Post 149, Escondido, California is proud to present the inaugural Escondido Veterans Festival. It will include a parade, art display, patriotic storefront decorating contest, and will culminate with a backyard BBQ and Veterans Day ceremony at the American Legion Hall. All funds raised from the festival will benefit the American Legion Post 149. For more detailed information please visit https://www. escovetfest.org/

Important Notices

Privacy Notice Terms & Conditions

Frontwave’s Terms and Conditions Disclosure has important updates. To receive a copy of the Privacy Policy or Terms and Conditions: • Visit us online: frontwavecu.com/disclosures • Request by mail: Frontwave Credit Union Attn: Audit & Compliance Dept.

1278 Rocky Point Drive Oceanside, CA 92056 • Or request by phone: 800.736.4500

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter:

CONTACT US

STATISTICAL REPORT As of August 31, 2019: Members: 90,305 Assets: $887,066,680 Total Shares: $753,519,843 Loans Outstanding: $573,881,642

Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820

Columbus Day October 14, 2019 Veteran’s Day November 11, 2019

Thanksgiving November 28, 2019 Christmas December 25, 2019

Express Line, Online Banking, Mobile Banking, and ATM service will be available as usual.

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