SECTION 2 - DEFINITIONS (Continued)
"Disability" or "Disabled" means: 1. For persons other than pilots, co-pilots, and crewmembers of an aircraft:
i. that during the Elimination Period and the next 24 months of Disability you, as a result of Injury or Sickness, are unable to perform the Material and Substantial Duties of your Own Occupation; and ii. thereafter, you are unable to perform, with reasonable continuity, the Material and Substantial Duties of Any Occupation. 2. With respect to Covered Persons employed as pilots, co-pilots and crewmembers of an aircraft: as of a result of Injury or Sickness you are unable to perform the Material and Substantial Duties of Any Occupation. "Disability Benefits under a Retirement Plan" means money which: 1. is payable under a Retirement Plan due to Disability as defined in that plan; and
2. does not reduce the amount of money which would have been paid as retirement benefits at the normal retirement age under the plan if the Disability had not occurred. (If the payment does cause such a reduction, it will be deemed a Retirement Benefit as defined in this plan.)
ADOC-DEF-3
Definitions
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