Long Term Disability Summary Plan Description

SECTION 2 - DEFINITIONS (Continued)

"Mental Illness" means a psychiatric or psychological condition classified as such in the most current edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM) regardless of the underlying cause of the Mental Illness. If the DSM is discontinued, Liberty will use the replacement chosen or published by the American Psychiatric Association. "Monthly Benefit" means the monthly amount payable by Liberty to you if you are Disabled or Partially Disabled. "Own Occupation" means your occupation that you were performing when your Disability or Partial Disability began. For the purposes of determining Disability under this plan, Liberty will consider your occupation as it is normally performed in the national economy.

ADOC-DEF-7

Definitions

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