Long Term Disability Summary Plan Description

SECTION 2 - DEFINITIONS (Continued)

"Partial Disability" or "Partially Disabled" means you, as a result of Injury or Sickness, are able to: 1. perform one or more, but not all, of the Material and Substantial Duties of your Own Occupation or Any Occupation on an Active Employment or a part-time basis; or 2. perform all of the Material and Substantial Duties of your Own Occupation or Any Occupation on a part-time basis; and 3. earn between 20.00% and 80.00% of your Basic Monthly Earnings. "Physician" means a person who: 1. is licensed to practice medicine and is practicing within the terms of his license; or 2. is a licensed practitioner of the healing arts in a category specifically favored under the health insurance laws of the state where the Treatment is received and is practicing within the terms of his license. It does not include you, any family member or domestic partner.

ADOC-DEF-8

Definitions

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