Long Term Disability Summary Plan Description

SECTION 4 - DISABILITY INCOME BENEFITS (Continued)

LONG TERM DISABILITY COVERAGE (Continued) Rehabilitation Incentive Benefit (Continued)

For the purpose of this provision, "Rehabilitation Program" means a comprehensive individually tailored, goal oriented program to return you, if you are Disabled, to gainful employment. The services offered may include, but are not limited to, the following: 1. physical therapy; 2. occupational therapy; 3. work hardening programs; 4. functional capacity evaluations; 5. psychological and vocational counseling;

6. rehabilitative employment; and 7. vocational rehabilitation services.

Long Term Disability

ADOC-LTD-11

Rehabilitation

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