Long Term Disability Summary Plan Description

SECTION 4 - DISABILITY INCOME BENEFITS (Continued)

LONG TERM DISABILITY COVERAGE (Continued) Other Income Benefits and Other Income Earnings (Continued) What are Your Other Income Benefits and Other Income Earnings? (Continued) Other Income Earnings means:

1. the amount of earnings you earn or receive from any form of employment including severance; and 2. any amount you receive from any formal or informal sick leave or salary continuation plan(s). Other Income Benefits, except retirement benefits, must be payable as a result of the same Disability for which Liberty pays a benefit. The sum of Other Income Benefits and Other Income Earnings will be deducted in accordance with the provisions of this policy.

Long Term Disability Primary and Family Integration Other Income Benefits and Other Income Earnings

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