Banker Development Program Brochure

BANKER DEVELOPMENT PROGRAM

The California Bank & Trust Banker Development Program offers multi-phased training and development in a variety of financial areas.

BANKER DEVELOPMENT PROGRAM

THE BANKER DEVELOPMENT PROGRAM OFFERS:

The Banker Development Program at California Bank & Trust is a credit and business development training program designed to grow wel l-rounded banking professionals with strong analytical and relationship management skills. The program is designed to provide challenging training and career guidance that will prepare the participants for the various aspects of California Bank & Trust . The program emphas i zes relationship management, sales and credit analysis skills that will set the foundation for a successful career in banking. Applicants should have a strong interest in communication, business development and sales.

• A solid foundation in the basics of banking

• A defined career path that begins with classroom training as an Associate Credit Analyst which could evolve into a relationship or portfolio management role • One-on-one working relationships with high-level bank decision makers • The opportunity to apply finance and accounting skills to assess credit and business risk • Increasing responsibilities in business development and relationship management or lending and portfolio management

• Opportunity to get exposure to other Zions Bancorporation divisions

PHASE I - INITIAL TRAINING (4-5 months)

The Initial Training Phase focuses on learning with a classroom- based approach. Participants complete the Credit Foundations Program, as well as receive professional development and bank-specific administrative training. This may be virtual or there may be two 2-week trainings at the Zions Bancorporation headquarters in Salt Lake City, Utah and/or a 1-week session at Amegy Bank's headquarters in Houston, Texas.

BENEFITS ON BENEFITS ON BENEFITS California Bank & Trust offers competitive health benefits, tuition reimbursement, formal and informal mentoring programs, as well as many other employee development and education opportunities.

PHASE II - ROTATIONS (10 - 11 months)

The primary objective of Phase II is on the job application and development of knowledge and skills. Credit Analysts work closely with bank officers performing data input, comprehensive credit underwriting and preparation of loan presentation packages. On the job training is accomplished through a structured rotation system. Credit Analysts are assigned to specific lending groups for a series of rotations, averaging 12 weeks each. During these rotations, Credit Analysts perform analytical work required for a particular lending group. The rotational system facilitates the placement process and ensures the development of experienced bank officers by offering each Credit Analyst in depth exposure to various lending groups, including: Commercial, Commercial Real Estate, Corporate Banking, Private Banking, Business Banking.

INVESTED IN CALIFORNIA

Our employees play an active role in the communities where they work and live through employee volunteerism, partnerships and donations. Our goal is to maximize the positive impact California Bank & Trust has in local communities by encouraging employees to seek out and support California-based organizations and national nonprofits at a local level. We consider it an honor to serve our communities while working side by side with our nonprofit partners.

We are committed to investing in our employees in order to grow our future leaders.

Listen to what others have to say about the programs and California Bank & Trust

Chris Edmonds EVP, Director of Commercial Banking, Executive Sponsor of Banker Development Program

“The BDP program at California Bank & Trust prepares participants for key lending roles. It’s the bank’s most comprehensive education program for commercial lending divisions. Recent graduates gain an overview of the bank and how their roles directly affect the bank’s income. It’s a very rewarding experience that’s offered to college graduates who are considered the best-of the-best.” “California Bank & Trust is fully committed to educating and preparing its associates for commercial lending opportunities. The Banker Development Program offers opportunities to meet executives and business partners across divisions within the Bank, as well as training to underwrite and present opportunities according to their respective credit risk management guidelines. The credit knowledge, networking, and client interactions I experienced throughout the BDP created a seamless transition into my current role as an analyst within the C&I division.” “CB&T has provided me with an amazing experience with all the big- banking opportunities and a great local-community bank feel. The rotation program lets you experience rewarding career paths and great networking opportunities with executives and associates alike. I’ve felt my work is impactful and the knowledge I’ve gained is applicable. Plus, my colleagues have been supportive of new ideas and creativity in the workplace.” "CB&T’s Banker Development Program has provided me with the unique opportunities of learning from the best bankers in the field and applying these new skills throughout different departments and various positions. This helped me make an informed decision for the next chapter in my career.”

Phillip Ahn Credit Analyst - Commercial Banking, Banker Development Program Graduate

Bernadette Pfeifer Credit Analyst - Commercial Banking, Banker Development Program Graduate

Tatiana Sverniks Credit Analyst - Corporate Banking, Banker Development Program Graduate

Have questions or wish to apply? Contact:

Nicole Wells VP, College Recruiting Manager

11622 El Camino Real, Suite 200 | San Diego, CA 92130 Nicole.Wells@calbt.com (858) 793-7448

California Bank & Trust is an Affirmative Action and Equal Opportunity Employer, M/F/D/V.

calbanktrust.com | A division of Zions Bancorporation, N.A. Member FDIC

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