The Key Advantages of OBV

Build a clear picture of your customer’s affordability with OpenBankVision (OBV). OBV allows you to seamlessly access 90 days of fully categorised bank statement data from 99% of UK banks. This enables you to gain a clear understanding of your customer's affordability, helping you make better and more informed lending decisions.

STATEMENT DATA

DISCOVER THE POWER OF OBV

OBV allows you to smoothly gain access to 90 days of a clients fully categorised bank statement data from 99% of UK banks.

BOOST

Access real-time financial data for precise assessments of borrower’s overall financial health.

Identify undisclosed credit 1 Verify income and expenditure 2 Augment thin credit file applications 3

ENHANCE

EXPERIENCE

Open Banking reduces the need for manual documentation, speeding up the loan application process and making it more user-friendly.

CLIENT TRUST NURTURE

During the Open Banking process, when customers permit lenders to access their personal statement data, a deeper level of trust is fostered between both parties.

MAXIMISE

Open Banking will automate your data collection and analysis, enhancing efficency , reducing human error and freeing up valuable resources.

No more scanning through applicants paper statements.

ENSURE

TRANSPARENCY

Stay fully compliant with the Financial Conduct Authority (FCA) guidelines by utilising accurate Open Banking data.

SEAMLESSLY

OBV offers the flexibility to be deployed as a standalone solution with a custom-branded interface or perfectly integrated into your existing website.

Protect your business and safeguard customers by using accurate and up-to-date financial data to detect fraud , identify anomalies and minimise losses. FRAUD REDUCTION OPTIMISE

Build an incredibly clear picture of your customer’s affordability with OBV , allowing you to make better and more informed lending decisions. CLARITY

READY TO IMPROVE YOUR DATA

GET IN TOUCH

info@lendingmetrics.com www.lendingmetrics.com/contact

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