Disability Coverage
The goal of Zoe Pediatrics Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits. Both the short term and long term disability coverages are offered through MetLife. Rates will be automatically calculated and shown in Employee Navigator during enrollment process.
Insurance Carrier:
MetLife Short-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement
All Full Time Employees
Benefit Percentage
60%
Maximum Weekly Benefit Elimination Period - Accident Elimination Period - Sickness
$1,500 7 Days 7 Days
Pre-Existing Condition
3/12
Benefit Duration
12 Weeks
Insurance Carrier:
MetLife Long-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement Benefit Percentage Maximum Monthly Benefit
All Full Time Employees
60%
$5,000 90 Days 2 Years
Elimination Period
Own Occupation Definition Partial Disability Benefit
Better of 50% offset and proportionate loss formulas
Mental Disorders Drug & Alcohol Benefit Duration
24 Months per occurrence 24 Months per occurrence
RBD W/SSNRA
10 Zoe Pediatrics 2023 Enrollment Guide
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