Voluntary Life AD&D Coverage
As a supplemental benefit, Zoe Pediatrics allows eligible employees to purchase additional life insurance coverage for yourself and your dependents.
This coverage is paid for by you and is offered through MetLife. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.
Insurance Carrier: Schedule of Benefits Eligibility Requirement
MetLife Voluntary Life Insurance
All Full Time Eligible Employees
Accidental Death & Dismemberment Benefit (AD&D)
Same as Voluntary Life Amount
Employee
5x Annual Earnings up to $500k in increments of $10k
Spouse
50% of Employee Election up to $100k in increments of $5k
Child(ren)
50% of Employee Election up to $10k in increments of $2k
Guarantee Issue Amounts Employee
$100k
Spouse
$25k
Child(ren)
$10k
Portable
Yes
Waiver of Premium
Included
9 Zoe Pediatrics 2023 Enrollment Guide
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