MOTORCYCLE INSURANCE BASICS
As we enter the summer season, I know many people are eager to hop on their motorcycles and enjoy the amazing weather. But before you jump on your bike, make sure you have the right insurance to protect yourself in case you are in an accident. Motorcycle accidents can happen in a fraction of a second and may result in serious injuries. In Florida, neither personal injury protection (PIP) nor bodily injury coverage are required for motorcyclists, and most insurance companies only require minimum coverage, which is rarely enough. To ensure you and your loved ones are adequately protected, here is what you need to know. The cheapest required motorcycle insurance policy will cost roughly the same amount as your car insurance but includes primarily liability coverage. This form of insurance only pays for the other party’s injuries or vehicle damage if you cause the accident. So if you ride a motorcycle, it is a good idea
exploring the discounts you qualify for. If you maintain a clean driving record, complete a motorcycle training course, and buy another policy from the same insurer, you may be eligible for a reduced rate. Navigating motorcycle insurance can be stressful, so if you have any questions or concerns, don’t hesitate to reach out. Together, we can ensure you and your family are properly protected as you enjoy the open road.
to purchase uninsured motorist coverage, which provides insurance coverage if you are in an accident and the individual at fault is uninsured or underinsured. Uninsured motorist coverage provides compensation in the event the at-fault driver does not have sufficient coverage for medical bills, lost wages, pain and suffering, or other damages that may occur. Extra motorcycle insurance can be costly due to the high accident rates of this form of transportation, so make sure you’re
BREAK TAKE A
GRILLED BASIL CHICKEN AND TOMATOES You can’t go wrong with grilled chicken and tomatoes on a warm summer’s evening. It’s a simple recipe that packs a flavor punch.
INGREDIENTS
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1/4 cup tightly packed fresh basil leaves
• • • •
2 tbsp olive oil 1 clove garlic
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8 Roma tomatoes
1/2 tsp salt
4 boneless skinless chicken breast halves (4 oz each)
3/4 cup balsamic vinegar
DIRECTIONS
1. For marinade: In blender, combine olive oil, garlic, salt, vinegar, and basil. Cut 2 tomatoes into quarters and add to mixture. Cover and process until blended. Halve remaining tomatoes for grilling. 2. In bowl, combine chicken and 2/3 cup marinade. Cover and refrigerate for 1 hour. Reserve remaining marinade. 3. Heat grill to about 350–400 F. Lightly oil grates. Grill chicken until internal temperature reads 165 F, about 4–6 minutes per side. Grill tomatoes until lightly browned, about 2–4 minutes per side. Discard remaining marinade. 4. Serve chicken and tomatoes with reserved marinade.
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