Spada Law Group - July 2023

Why I Hate Insurance Companies

Heading to t STAY July is one of the best months of the year to get out on the golf course and play a round. While on the course, you’re likely trying to improve your game, sink your shots, and enjoy the weather. It’s important to remember that accidents and injuries can occur on the golf course, especially if you’re riding in a golf cart instead of walking. We don’t often think about golf cart accidents while playing because they seem rare, but they happen more often than you think. According to the Consumer Products Safety Commission, approximately 15,000 golf cart-related injuries require emergency medical attention every year. What’s surprising is how many of those injured are children. The American Academy of Pediatrics ran a 10- year study that found over 6,000 children are injured in golf cart accidents annually. If you plan to hit the green this summer, you must be cautious while riding around in a golf cart. Watch your speed and avoid turning too quickly, or you could flip

If you’ve ever had to deal with an insurance company for anything, you know how frustrating it can be. Insurance companies rarely have your best interests in mind when making decisions. It’s something we

see frequently in our line of work. Let me give you a great example of why I hate insurance companies.

An older woman was recently involved in a car accident that injured her. The at-fault party’s insurance company reaches out to her and says, “We’re so sorry you got into an accident. We want to do what’s right and take care of you.” They offer her $7,000, which she thinks is a reasonable amount. The woman didn’t do anything wrong and is in her early 80’s, so any injury could be life-altering. This woman has a niece who cares a lot about her. The niece says she should run the situation by an attorney before accepting the money. The older woman disagrees with her niece, but the niece is persistent and does her research. She finds out about us online, looks through our Google reviews, and gives us a call. I hear the story from the niece and tell her to make sure her aunt doesn’t sign any paperwork from the insurance company. I did not want the insurance company to take advantage of her. I met with the aunt, who was a lovely woman, and made a deal with her. I promised her she wouldn’t receive anything less than the originally offered $7,000 if she accepted our help. She agreed and retained us as her attorney. Within a short time, the insurance company paid approximately seven times what they initially offered. The only change was that we got involved and prevented the insurance company from taking advantage of her. As despicable and unusual as this story might sound, it’s a situation we see weekly. Insurance companies are not fair. They like to fight, but we make it a fair fight. Don’t blindly trust insurance companies.

Review of the Month

“This office was amazing. The communication was stellar. Emails and phone calls were answered promptly. The level of knowledge and professionalism was outstanding. I was rear-ended and sustained some serious injuries. The office met with me and after hearing the details, did all of the remaining work. Joan was outstanding to work with. Though I hope nothing like this ever happens to me again, if it did, I would have comfort in knowing I could seek Spada Law Group’s assistance again.” –Lauren Jallow

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