GREATER CANTON BUYER’S GUIDE At Mayer Realty Group, we value your family and your time. We understand that the experience of buying and selling your home can be just as important as the outcome. Our well-rounded, expert team of Real Estate Agents are the first to put Compass© on the map in the Greater Canton area, an area we know very well because it is also where we live, work, play and invest in our communities. Check out this great guide to buying a home and contact us today to get your search started.
GREATER CANTON BUYER’S GUIDE
GREATER CANTON BUYER’S GUIDE
By the Numbers: Mayer Realty Group 2022
At Mayer Realty Group, we value your family and your time. We understand that the experience of buying and selling your home can be just as important as the outcome. Our well-rounded, expert team of Real Estate Agents are the frst to put Compass© on the map in the Greater Canton area, an area we know very well because it is also where we live, play, raise our children and invest in our communities.
$75M+ TOTAL SALES - 100+ TOTAL TRANSACTIONS - 25 YEARS OF EXPERIENCE
OUR PROMISE In the pursuit of selling your home, Mayer Realty Group works closely with our hand-picked team of professional vendors, each with excellent reviews and proven track records to manage every step along the way, so you don’t have to worry about unexpected things popping up and going unresolved. EVER.
There’s More
We are project managers, parents, experts and overachievers, and while we leverage every opportunity for your home to be seen by its future buyer, our secret weapon is our combined team and multi-layered use of the right technology at the right time so the right buyers see your property. Professional photos, video, online page-turning fipbooks, immersive drone footage, interactive 3D virtual tours, Compass Concierge, digital and print advertisement and top notch social media engagement…we’ve got you covered. The best part? This is who we are and this is how we have always worked. Let us help you fnd your place in the world.
STEPS TO BUYING A HOME
01 MEET AND STRATEGIZE At the frst meeting, we will discuss what you’re looking for in your next home, including neighborhoods, pricing, and timeline, to guide your search. 02 GET PRE-QUALIFIED Before beginning your search, your frst step is to get pre-approved for a mortgage loan Unless you will be paying in cash for the full price of your home). Our team can connect you to a mortgage broker. Based on your income and credit history, the mortgage broker will determine how much the bank will lend you, which will help you determine the price range for your home search. 03 VISIT PROPERTIES Our team will build you a tour sheet for you. We will attend viewings and open houses, spanning a range of areas and property types. 04 PACKAGE AND SUBMIT AN OFFER Once you have seen a home you like, our team will help you put in an offer, which is an agreement to pay a certain price for the home. If your offer is lower than the list price, the seller will likely return with a counter-offer price, which you can choose to accept, reject, or make another offer. We will provide advice and expertise throughout to ultimately reach an agreement with the seller on price and terms.
05 CONDUCT HOME INSPECTIONS You are given a limited time period during which to conduct all inspections.
06 SIGN CONTRACT & PUT DOWN DEPOSITS The seller’s attorney will draft a purchase and sale contract and deliver it to your attorney. If any changes are requested, the seller must agree to these changes. Signed contracts are then returned to the seller’s attorney with a contract deposit. This deposit will be a portion of your down payment. 07 FINAL LOAN COMMITMENT Work with your lender to make sure they have all the required documentation in order to provide fnal loan commitment. The bank then issues clearance to close.
08 CLOSING SCHEDULED BY ATTORNEYS
09 FINAL WALK-THROUGH A fnal walk-through of the property is performed just prior to closing. The walk-through confrms that no damage has been down to the home since the time of the inspection, that the major systems and appliances are in working order, and any inspection items have been addressed. 10 CONGRATULATIONS! Once all the conditions of the contract have been satisfed, the closing is held. The closing documents are signed, payment is exchanged, and you will receive the keys to your new home!
KEY TERMS
APPRAISAL Assessment of the property’s market value, typically done for the purpose of obtaining a mortgage. COMMON CHARGE A monthly maintenance fee paid by condo owners. Property taxes are not included in monthly condominium fees. CONTRACT DEPOSIT A percentage of the agreed-upon purchase price paid by the buyer at the time of signing the purchase and sale agreement. DEBT-TO-INCOME-RATIO The percentage of an individual’s monthly gross income relative to the amount of debt owed. ESCROW DEPOSIT Deposit of funds into a federally insured account, to be transferred upon completion of the deal. OFFER ACCEPTED The point in time when a seller accepts all the terms of a buyer’s offer for a property. PIED-À-TERRE A small amount maintained by someone who resides in another area. The unit allows the owner to avoid the daily commute or to spend occasional late nights in town to access cultural events. PRE-APPROVAL Potential buyers provide a complete fnancial picture to mortgage brokers, who provide preliminary approval of the buyer’s loan. TITLE SEARCH A background check on the property to ensure there are no outstanding debts or claims upon the property. UNDER AGREEMENT (IN CONTRACT) Refers to the time between the signing of the purchase and sale agreement by the buyer and seller, and the closing.
COMPASS TOOLS TO HELP YOU FIND YOUR NEXT HOME
At compass, we strive to help everyone fnd their place in the world. From providing a sophisticated search experience to offering you a sneak peek at homes not yet on the market, every one of our tools is designed to help us deliver your dream home.
01 COLLECTIONS Collections lets you compare multiple properties—their size, neighborhood, amenities—within a visual workspace. Monitor market activity in real time, stay in constant contact with your agent, and invite collaborators to join in on the discussion. 02 SEARCH Compass Search lets your agent flter and sort by a wide range of features and amenities. Plus, discover exclusive Compass listings you won’t fnd anywhere else and receive real-time notifcations of new homes with customized Saved Searches! 03 COMING SOON What buyer isn’t looking for an edge over the competition? Browse unique properties that are only viewable on Compass.com with your agent and discover your future home before it hits the market. What do you get when you combine these tools with your agent’s expertise? A swift and seamless search that delivers the perfect home for you.
BUYING WITH COMPASS
Compass is building the frst modern real estate platform, pairing the industry’s top talent with technology to make the search and sell experience intelligent and seamless. Compass has an extensive network of agents across the city and suburbs, all the way to the Cape and the Islands. Beyond their years of tenure and deep neighborhood ties, Compass agents and their clients are supported by a robust suite of technology and insights so that they can navigate the buying process with ease.
Our rank among iindependently-owned brokerages, nationwide
#1
Capital raised at a $6.4B valuation
$1.5B #1 $300M
Offce in Boston by 2020 Sales Volume
Of off-market properties in Greater Boston, only on compass.com
WHERE WE ARE
Compass is home to 20,000+ agents in 350+ offces spanning 120+ markets.
Buyer’s Workbook
Things To Do Before, During And After You Move
My Dream Home Wish List
Start your search on compass.com by fltering for the amenities that are important to you in your next home.
Features
Bedrooms
Home offce
Bathrooms
Elevator
Outdoor Space
Full Service
Pet Friendly
Gym
Parking
New Construction
Minimum Sq. Ft.
Move-in Ready
Maximum Price
I’ll do my own work
Townhouse
Condo
Single Family
Location
Moving Day Tips and Tricks
The process of moving can be long and complex but being organized, knowing what needs to be done, and tackling tasks effciently, you can set yourself up for a stress-free move. Here’s a checklist to keep you on task and help make your move successful.
Six To Eight Weeks Before
Two To Four Weeks Before
Use up things that may be diffcult to move, such as frozen food. Get estimates from professional movers or truck rental companies if you are moving yourself. Once you’ve selected a mover, discuss insurance, packing, loading and delivery, and the claims procedure. Sort through your possessions. Decide what you want to keep, what you want to sell, and what you wish to donate to charity. Record serial numbers on electronic equipment, take photos (or video) of all your belongings and create an inventory list. Change your utilities, including phone, power and water, from your old address to your new address. Obtain a change of address packet from the post offce and send to creditors, magazine subscription offces and catalog vendors. Discuss tax-deductible moving expenses with your accountant and begin keeping accurate records.
Make reservations with airlines, hotels and car rental agencies, if needed. If you are moving yourself, use your inventory list to determine how many boxes you will need. Begin packing nonessential items. Arrange for storage, if needed. If you have items you don’t want to pack and move, hold a yard sale. Get car license, registration, and insurance in order. Transfer your bank accounts to new branch locations. Cancel any direct deposit or automatic payments from your accounts if changing banks. Make special arrangements to move pets, and consult your veterinarian about ways to make travel comfortable for them. Have your car checked and serviced for the trip. Collect items from safe-deposit box if changing banks. Defrost your refrigerator and freezer. Have movers pack your belongings. Label each box with comments and the room where you want it to be delivered. Arrange to have payment ready for the moving company. Set aside legal documents and valuables that you do not want packed. Pack clothing and toiletries, along with extra clothes in case the moving company is delayed. Two To Three Days Prior
“She took all the stress away, and handled every tiny detail. I am actually not overstating this when I say she was the angel we needed at the time. Which I know sounds very dramatic but it is completely true.” Julie Molloy Realtor ® julie.molloy@compass.com 781.696.1533
Melissa Mayer Vice President melissa.mayer@compass.com 781.799.4894 “Melissa shines bright as a Rock Star realtor, and is that rare professional whose excellence in service and results leaves you with a sense of peace and joy, that it could not have gone any better.”
“Mike was an absolute pleasure to work with. He responded to every one of our countless calls, texts and emails right away and with solid honest answers.” Mike Wagner Realtor ® mike.wagner@compass.com 781.608.5123
“We recently bought our house with Callon’s help, and we had a fantastic experience working with him. Many of our friends also bought their houses with him, so he came highly recommended. We’re defnitively happy customers too!” Callon Walker Realtor ® callon.walker@compass.com 617.780.9000
Craig Campagna Realtor ® craig.campagna@compass.com 617.828.4346 “Craig stands out, he helped us buy our frst home in the most diffcult buyer’s market in recent memory! He made the entire process as easy and smooth as possible. Craig is a true professional, highly recommend!”
“ Amy is the best realtor I have worked with over the last two decades of buying and selling property! I have previously sold and purchased property with Amy Berardi and had a wonderful experience and an excellent outcome.” Amy Berardi Realtor ® amy.berardi@compass.com 617.633.5569
"Kristina helped us buy our frst home in Arlington, MA. Home buying can be a lengthy and frustrating process. With Kristina, we felt we always had a friend there to guide us." Kristina Lamarre Realtor ® kristina.lamarre@compass.com 617-850-5074
Jake McCaughey Realtor ® jake.mccaughey@compass.com 617.460.2674 “ With a true passion for technology and real estate, Jake’s unstoppable energy, creative marketing skill, and savvy business talent will beneft any of his clients. As a recent graduate from Bryant University’s intense MBA program, Jake is the newest member of Mayer Realty Group of Compass.
Mayer Realty Group mayerrealtygroup@compass.com Mayerrealtygroup.com 781.562.0099 mayerrealtygroup
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