Trinity Elder Law - October 2023

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Peace of Mind Post October 2023

Confessions of a Caffeine Lover How I Fell in Love With Coffee

don’t get the specialty or intricate drinks on the menu. I test to see if a coffee shop has great coffee by ordering their regular cup of joe.

If you know me well, you won’t be surprised to hear that I love drinking coffee. No matter what time of the day it is, I always have a cup of coffee in my hand. Every morning, I brew a pot at home. Then, I purchase a cup of joe around lunchtime, and sometimes, I’ll even have coffee with my dinner. You may wonder how I fall asleep with all of that caffeine running through my system, but I’m one of those people who can drink coffee, then go straight to bed! Most people will tell you they found a love for coffee in college when they needed an extra boost of energy to finish an assignment or study for a huge exam. Contrary to what you might think, this isn’t my story — shocker, right? I couldn’t stand the taste of it throughout college!

Cummings Coffee is my favorite places to go to get coffee. When my office was in downtown Butler, we were within walking distance from the shop — we used to make pit stops there daily! When we moved to our new location, we definitely missed our afternoon coffee breaks. Fortunately, Cummings has another location 3 miles up the road. My team and I were ecstatic that we could continue getting coffee from our favorite place! If you love coffee as much as I do, you may have wondered whether coffee is good for you. Some studies have shown that too much caffeine or sugar can affect your health. However, other research highlights the positive effects coffee can provide. One nutrition expert from Johns Hopkins University School of Medicine reports that coffee contains antioxidants and other substances that can reduce internal inflammation and protect you from diseases. Other pros include reducing your risk of Parkinson’s and Alzheimer’s, improving your motor control, increasing liver enzyme levels, and lowering your chance

Everyone here celebrates International Coffee Day — even our four-legged family members!

of colon cancer. Another benefit of coffee is the communal aspect. You can connect with people and get involved in different activities and local groups by chatting with your fellow coffee lovers. Remember, grabbing coffee can mean more than sitting in a drive-thru line — it can be a social activity full of opportunities!

However, as my taste buds continued to evolve, everything changed for me.

When I was studying for the bar exam, I was required to take a weeks-long review course with my fellow students. Studying for three years at law school might sound like enough, but you’re likely to fail the bar without the review course! I traveled over an hour away from home to attend the sessions. To avoid traffic, I arrived at my destination early, so I decided to hang out at Panera Bread until it was time to enter the building. This is when my world changed forever — I ordered a hazelnut coffee and fell in love with it. As the warm liquid entered my body, it was like a lightbulb went off. Now, I can’t go a day without it! Although I prefer to brew my own coffee at home, I’m not opposed to traveling to coffee shops and trying their flavors. However, I

Happy International Coffee Day, everyone!

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Pets play such an important role in our lives — we view them as part of our families. We’re sure you couldn’t imagine life without your furry friends and want the best for them. One of the best ways to do that is through a pet trust. This document can ensure your pets remain in great hands if you cannot care for them due to an illness, an incapacitation, or a transition into an assisted living facility. However, a common question we get is how much money you should leave in your trust to cover your animal companion’s needs. Today, we wanted to share some information to help you answer that question. It’s all about routine. Each day, you follow some kind of routine, and the same goes for your pets! You may have a regular schedule for meals or walks your furry friend is used to. Because you don’t want to disrupt your pet’s routine, you must outline exactly what you do each day. Thinking of the many things you do for your pet off the top of your head can be tricky. You may forget some steps or think of other activities later, so we recommend writing down How Much Money Should Be in a Pet Tr Secure Your Furry Fr

There’s a reason they call the first few years of retirement the “go-go years.” The initial days of your retirement will likely be the most active and eventful. Once freed from the constraints of your career, you begin checking items and experiences off your bucket list and spending is at an all-time high. However, watch out for a few big purchases that most retirees almost always regret. Let’s take a look! A Large House Throughout your life, you likely grew accustomed to upsizing your home along the way. Now, at the peak of your net worth, you may have your eyes and goals set on your dream home. Retirees may be attracted to spacious properties or even vacation homes, only to find the upkeep and expenses are more than they can handle down the road. When the benefits don’t outweigh the cost, a large house often becomes a regret. Lavish Travel Retirement should be all about travel and bucket list items, right? Right! But, if you spend a large chunk of your savings on an amazing around-the-world vacation right out of the gate, you may cripple your financial health later into your golden years. Many retirees often regret paying for expensive airfare, accommodations, meals, and other expenses. Opt for local wonders of the world to explore instead. Expensive Gifts It’s only natural to want to spoil your loved ones — especially as grandchildren come into the picture. However, many retirees often regret the extravagant gifts they generously gave early in their retirement because of the financial strain it created later. Your golden years should be a time of fulfillment and happiness, unburdened by financial stress and regrettable decisions. So, before you make any large purchases, whether it’s a luxury car, home, or vacation, be prudent with your spending and remember that your nest egg must last you for decades. Before you swipe the card or hand over the cash, make sure you have a long-term view in mind: no regrets. RETIREMENT REGRETS: Big Purchases That Can Haunt Your Golden Years

Puzzle Time!

Answer:

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FALL FOLIAGE DELIGHT

riend’s Future!

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Discover the Best Parks to Celebrate the Season

what you do as you do it. If your

furry friend requires certain medications, food, or supplements, outline the brand(s) and how much your animal needs to take.

It’s the most wonderful time of the year: autumn! The beautiful red, orange, and yellow leaves completely overtake our trees and create a picture-perfect backdrop. After looking at the fall foliage report from the Pennsylvania Department of Conservation and Natural Resources, this month is the perfect time to take in the breathtaking scenery!

Additionally, if you use specific groomers or day cares, provide the names of each place, driving directions, and frequency of visits. By noting all of this information, you reduce your chances of missing vital parts of your pet’s care. It’s time to set aside your funds! After you’ve outlined your pet’s schedule and the cost to maintain this routine, you can start placing money in your pet trust. Your goal should be to save enough money to last your pet’s lifetime and have additional funds in case of emergencies. If you need any assistance with creating your pet trust, contact us at any time. You and your furry friends are important to us! Perfect Pumpkin Dog Treats

Here are three of our favorite parks you can stroll around this season.

Moraine State Park 225 Pleasant Valley Rd., Portersville 8 a.m.–4 p.m . This 16,725-acre park is one of the largest in western

Pennsylvania and is the perfect place for a day trip. On top of looking at all the beautiful trees around you, you can do tons of different activities — especially around Lake Arthur, which spans over 3,000 acres. If you’d like to stick with land, you can choose from over 28 miles of hiking and biking trails. You can also try your hand at disc golf by playing the park’s course or go horseback riding on various riding trails.

McConnells Mill State Park 1761 McConnells Mill Rd., Portersville 8 a.m.–8 p.m.

Thousands of years ago, Slippery Rock Creek Gorge in McConnells Mill State Park was born after the drainage of several glacial lakes. The park has over 2,000 acres of land, so you’ll have a chance to explore everything Mother Nature has to offer, from picnicking to kayaking. The park is also loaded with history. During your visit, you can tour the historical mill and learn more about the people who used to work there. Preston Park 415 S. Eberhart Rd., Butler 6 a.m.–6 p.m. Sometimes, there’s nothing better than taking a stroll with your four- legged companion. Luckily, you can take your furry friend to Preston Park with you! As you make your way through the park, you can traverse several walking trails, visit fishing ponds, and learn more about the beautiful wildlife and unique plants scattered around the park. For more information, visit ButlerTWP.org/preston-park. Please note that Preston Park prohibits off-leash dogs, and you are required to pick up after them.

Inspired by LoveFromTheOven.com

Ingredients

• • •

2 1/2 cups whole wheat flour

2 tbsp xylitol-free peanut butter

2 large eggs

1/2 cup canned pumpkin purée

• •

1/2 tsp salt

1/2 tsp ground cinnamon

Directions

1. Preheat oven to 350 F and grease your baking sheet. 2. In a large bowl, mix all the ingredients. The mixture will be dry and crumbly, so add 1 tablespoon of water to moisten the mixture and knead the dough. Add a tablespoon of water at a time while kneading until the dough is a thick but dry consistency. 3. On a floured surface, roll the dough out until it’s around 1/2-inch thick. Using cooking cutters, cut out individual shapes and place them on the baking sheet. 4. Bake for about 35 minutes or until hard. Let cool and serve!

We hope to run into you at one of these parks this month!

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Coffee Can Positively Impact Your Health! Golden Years Gone Wrong: Retirees’ Biggest Regrets Financial Tips for Establishing a Pet Trust Perfect Pumpkin Dog Treats Fall Into Nature With These 3 Beautiful Parks!

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Tummy Talks: Nourishing a Healthy Gut 5 Foods for a Healthy Digestive System

Sauerkraut Some people love sauerkraut,

balance your gut flora to prevent harmful bacteria from

taking over. As a general tip, look for yogurt labeled “live cultures” for a tasty treat full of probiotics! Whole Grains

and others aren’t very fond of the fermented cabbage dish. However, those who can get past the acquired taste will find that sauerkraut is abundant in probiotics, as the fermentation process encourages the growth of beneficial bacteria to aid digestion. Tempeh Tempeh is a plant-based protein made from an Indonesian fermented soybean product. Because tempeh is fermented, it is a probiotic, but because it is made from soybeans, it is also a prebiotic, making it a powerhouse for creating beneficial gut bacteria. Incorporating these gut-friendly suggestions into your daily diet is a rewarding and delicious way to improve your gut health and, in turn, the health of your entire body. Remember, it all starts in the belly!

Gut health goes beyond your stomach — in fact, it plays a vital role in your overall

Because whole grains, such as brown rice, quinoa, and whole wheat, are high in fiber, they promote

well-being! Research shows that about 39 trillion bacteria live in your large intestine. Collectively, all of these bacteria make up your gut microbiome, which helps keep you healthy. A balanced gut also promotes proper digestion, nutrient absorption, immune function, and mental health. For a healthy gut and body, start incorporating these five food types into your daily diet. Yogurt Yogurt is an amazing source of probiotics, beneficial bacteria that support and

optimal digestion and, in turn, a thriving gut. Fibrous foods also act as prebiotics, which facilitate the growth of beneficial bacteria. Berries Blueberries, blackberries, strawberries, and raspberries are not only high in fiber but also rich in antioxidants that help reduce inflammation all over the body. The fiber-antioxidant combination works wonders for gut health!

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