HOW WE HELPED REVERS ACCIDENTAL DEATH CLAI A CAT, A STAIRWAY, B AND THE BURDEN O
We often talk about how ERISA stinks and that navigating this law can sometimes feel crazy with its insane rules, limitations, and guidelines. The Crazy Laws You Won’t Find Anywhere Else But when it comes to crazy laws — and by crazy, we mean just plain weird — Louisiana boasts more than a few. You may think the laws you deal with in your practice field are absurd, but wait until you read this list of Louisiana’s most outlandish decrees. Only in Louisiana …
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Our client Lisa (not her real name) had her accidental death insurance claim denied by the ERISA Initial Claim Administrator after her husband, George, died from a fractured skull and brain bleed injury. After a few beers, he fell down their home stairway into the basement in Clinton, Michigan, at 11 p.m. on a Saturday.
Louisiana’s Craziest Laws •
It is illegal to urinate in the water supply, and an infraction may cost you up to 20 years in prison. Snoring is prohibited unless all bedroom windows are closed and securely locked.
There were two witnesses to George’s fall: Lisa and their cat Sinbad (for identity protection, not his real name, either).
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You may not put a bed to the “ultimate test” before buying it.
Toxicology results showed George had a blood-alcohol level of .238, nearly three times the Michigan legal driving limit of .08.
• Ordering a pizza to be delivered to your friend without them knowing could land you a $500 fine. • Taxi drivers are prohibited from making love in the front seat of their taxis during their shifts. • New Orleans city commission members may not drink during a public meeting or risk a $50 fine. • One may not host a game at Lafayette Square without a permit. • No-handed bicycle riding is prohibited. Every rider of a bicycle, tricycle, or other vehicle propelled by hand or foot must keep at least one hand on the handlebars while riding. • You may not ride on horseback, drive cattle, or fasten any animal to a tree on a public highway, neutral ground, park, public place, triangle, or sidewalk in the city. • You cannot eat more than three sandwiches while mourning at a funeral wake. • You cannot bring a pet snake within 200 yards of a Mardi Gras parade route. • It is illegal to gargle liquid (or any other substance) in public. • It is illegal for owners of pet alligators to tie their reptiles to fire hydrants. • According to today’s laws, you can be arrested for passing out drunk anywhere in public.
The claim was denied under a Prudential policy exclusion that read: “A loss is not covered if it results from … being under the influence of alcohol or alcohol intoxication, including but not limited to having a
Does your office turn away calls about “long-term disability insurance” claim denials because you don’t handle administrative appeals or “ERISA litigation” in federal court? We want to hear from you! We happily share fees on referred ERISA long-term disability, life insurance, and accidental death insurance denial cases. Send us an email at HelpDesk@jpricemcnamara.com or call (225) 201-8311 to start the referral process! WE VALUE YOUR REFERRALS!
Next time you think you’ve seen it all, remember that Louisiana has probably seen it first — and made a law about it too.
ERISA is all we do!
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