CCP Agent Guide

TABLE OF CONTENTS

GeneralInformation.............................................................. 3 BenefitPackages................................................................. 3 Renewability.................................................................... 3 ActualCharges .................................................................. 3 OptionalRiders.................................................................. 3 IssueAgesandPremiumAges...................................................... 3 UnderwritingandEffectiveDate.................................................. 3-4 CompletingtheApplication........................................................ 4 ReplacementofCoverage ......................................................... 4 MethodsofPayment............................................................. 4 BankDraftOptions............................................................... 4 DirectBill....................................................................... 5 MonthlyBankDraftandDirectBillForEmployees .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 ProcessingDelays................................................................ 5 Amendments/Endorsements....................................................... 5 Termination................................................................... 5-6 PolicyReinstatement............................................................. 6 ApplicationAssistance............................................................ 6 ApplicationStatus................................................................ 6 ApplicationStatusCodes.......................................................... 6 BenefitPackages................................................................. 7 RatesforPlansA-D.............................................................. 8 OptionalRiders.................................................................. 9 OptionalRiderRates............................................................. 10

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FOR AGENT USE ONLY

AGT-CP4000 0216

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