Moak Law - March 2020

Just the Beginning

A Bankruptcy and Personal Injury Attorney You Can Trust


Helping Clients Escape the ‘Angry Villagers’

I grew up in a traditional household where my dad worked, and my mom took care of the house. When I say my mom took care of the house, I mean she took care of everything about the house, including our budget. She was the family accountant. As a kid, I would sit at the kitchen table and watch my mom work on our finances. I was amazed by her! Mom kept doing her own finances and budget until she passed away well into her 80s. It wouldn’t be a stretch to say I inherited my interest in finance and economics from my mom. Even when I go on vacation, I’d rather learn about the local economy than look at local landmarks. Some people visit Paris to see the Louvre Museum or the Eiffel Tower. I’d rather be at the restaurant across the street, talking to the bartender about how much they make and how they can afford to live in Paris. Professionally speaking, my background is in finance. I’ve worked with investments, mutual funds, annuities, life insurance, and real estate. Getting into the field of finance was a logical choice. Not a day goes by that I don’t make a decision based on finance or economics. The whole industry is fascinating to me. When it was time to make a career switch, I elected to work in bankruptcy law because of its connection to finance. Plus, bankruptcy is a noble area of law to practice. In other areas of law, you often see attorneys who are looking out for their own interests. Countless ambulance chasers just want to land a big case and get the insurance money. They don’t see the pain their clients are in. Bankruptcy law isn’t glamorous, but I know we’re doing the right thing. As one of the bankruptcy administrators at The Moak Law Firm, I’m able to do right by clients who have found themselves in a difficult situation.

No one calls a bankruptcy attorney because they’re 60 days late on their Visa payment. Most people call a bankruptcy attorney because something major has happened in their life. They may have lost their job, faced a medical emergency, went through a divorce, or even experienced the death of a spouse. When these things happen, it’s easy for your finances to get out of hand. Unfortunately, lenders and debt collectors don’t see the human struggle behind debts. They just want to get paid. As a result, a lot of people with overwhelming debts feel like Frankenstein’s monster being chased by angry villagers. Our clients are afraid of the unknown and don’t know where to turn. It’s our job to guide them through it. Hearing the relief in someone’s voice after we’ve helped them is the best part of the job. What I enjoy so much about working at The Moak Law Firm is that the whole team recognizes that bankruptcy is just the beginning. We can help our clients escape the angry villagers and erase their debts, but unless we educate them about finance and economics, they’re going to end up in the same mess again. Not everyone can do their own accounting until they’re 80, but we can all learn a bit more about our own finances. Knowledge is what empowers us to make smart financial decisions and remain in control of our life.

“Even when I go on vacation, I’d rather learn about the local economy than

look at local landmarks.”

– Robert Ballash


March 2020

480-755-8000 •

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