Homeside Financial September 2019

NMLS #111660

September 2019

1051 13th St. SE, Hickory, NC 28602 • 828.229.7877 •


The Start of a North Carolina Fall

I f I had to pick a word to describe the new clothes and school supplies. Everybody is back from their vacations with a renewed drive to work through to the holidays. And, along with all the changes that fall brings, North Carolina apples and fried apple pies are back in season. It’s fitting that such a refreshing fruit would be so characteristic of a refreshing season. North Carolina is covered with apple orchards, and apples seem to be grown and cooked into the very fabric of our community. When I was younger, our family would fall season, it would be “refreshing.”The temperatures start to cool down a little bit after a long, humid summer. Students and their parents go back-to-school shopping for

Those roots extend to my own family. When I was younger, my grandmother made fried apple pies from scratch, right down to the buttery crust. I love to cook and bake, and I make apple pies almost every fall, but unfortunately, I can’t do it quite like Grandma did (can any of us really?). I buy my crust from the store, but I still love frying those sweet Granny Smith apple slices with some vegetable oil and cinnamon. Before my husband and I moved three years ago, we used to live in the middle of 30 acres of apple orchards, and we had an apple tree in our backyard. We would pick apples straight off the branch to go into pies or just to eat as they were, but farmers don’t typically like it if you pick from their orchards

“The cool air around us is filled with anticipation of the future. And what better way to complement that crisp, clean air than with a warm apple pie?”

Freckles enjoying the fresh fall air

time of year to jumpstart our productivity and lift ourselves out of the dog days of summer. The cool air around us is filled with anticipation of the future. And what better way to complement that crisp, clean air than with a warm apple pie?

always go to the fair for the rides, and, of course, to eat candied apples. Even though those death traps they call fair rides have lost their luster as I’ve gotten older, those candied apples have not lost their sweet taste. One of my favorite autumn events is the North Carolina Apple Festival. It has been a local mainstay for over 70 years. It may get more crowded every year, but the old farming equipment on display and the old-timey recipes for pies and cider remind everyone of the region’s roots.

without permission, and I can understand why. With the skills their families have honed through generations, they’ve turned apple growing into an art. Since we don’t have immediate access to orchards or a tree in the backyard, we’re perfectly content buying our Granny Smiths, Honeycrisps, and Galas from one of the many local vendors, where they’re guaranteed to be freshly picked. Fall is a time to really come back home — sometimes literally, if you’ve been away on vacation all summer — and sometimes figuratively. It’s the

-Jamie Harrington



Mortgage Made Easy!

Staying Connected How to Keep Your Family Close in a Busy World

If you feel like you’ve hardly seen your kids since the school year started, you’re not alone. Americans are way too busy — from childhood onward, we’re always running hither and thither, packing in as many after-school activities, work-related meetings, and social engagements as possible. It’s a problem so pervasive that it has a name: time scarcity.  Families feel time scarcity keenly after school starts in September, when children’s schedules explode with engagements. But all hope for close ties isn’t lost; there are ways to stay connected with your spouse and kids, even in an increasingly busy world. Here are some ideas from counselors, teachers, and psychologists who claim to have mastered the art.

traditions aren’t canceled. If your family doesn’t have many rituals, a great way to connect is to start some. 

Make Every Moment Count

As cliche as it sounds, when you don’t have much time together, it’s crucial to be present for every minute of it. If you have a rare half hour at home with one of your kids, make a point to spend it in the same room and try to start a conversation. If you squeeze in a romantic dinner with your spouse, turn off your phones before the food comes. Listening to each other without distractions will strengthen your relationship. 

Remember Your Rituals

Hug It Out

Rituals make up the backbone of individual families and society at large. Most people wouldn’t dream of abandoning their holiday traditions, so why forgo the smaller rituals that bring families together? Whether it’s eating dinner at the same table each evening, watching a movie together every Thursday night, or going on a monthly getaway, make sure these

Physical contact is vital for closeness. When you get the chance, hug your kids, hold hands with your spouse, and do physical activities as a family, like hiking, biking, or even playing group sports. It’s been scientifically proven that physical closeness leads to emotional closeness, so if you’re low on time, take advantage of that shortcut!

Help for His Fire Department and Beyond Chief Jay Flynn on How H4H Helps Firefighters

Being chief of the Denver Fire Department isn’t easy. I manage 24 full-time firefighters, 20 part-time firefighters, 14 volunteers, and a service dog. Our department is responsible for responding to fire rescue and EMT calls in a 36-square-mile district on the west shore of Lake Norman, and we respond to around 12,000 calls a year, roughly 33 a day.  I’m also the president of the Firefighter’s Association (FFA), which is made up of 12 fire and rescue agencies in Lincoln County. We work hand in hand with the county government to make sure we meet their expectations for our agencies, and they meet our expectations for our people.  Just like our men and women in uniform (our police force) and our teachers, fire departments take on a duty to serve the citizens in their districts and in their counties. With that in mind, serving others is easier when we can also provide for our families and loved ones. That’s where Homes for Heroes (H4H) comes in.

I found out about H4H purely by chance. When my family’s house was under construction a few years ago, the construction company told me about the program, and, because my wife is a teacher and I’m a firefighter, we used some of those benefits toward our new house. It was also through that process that I met Jamie Harrington. She immediately thought I would be a good fit for the H4H Advisory Board, and I’ve been on the board since June of this year.  I’m excited to be a part of the team, and it’s been amazing to see how H4H helps heroes. One of my firefighters has a child with special needs, and his insurance wouldn’t cover everything his child needed to stay at home. They applied for a $5,000 grant from Jamie and H4H and were fortunate enough to receive it.  I look forward to helping get the word out to heroes not only in my community, or even in North Carolina, but also across the country. I believe H4H can really help firefighters everywhere —who can, in turn, serve their communities better. 


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School is back in session, but your child may be bringing home more than just random facts. Germs and bacteria that spread the common cold and flu are most prevalent in schools, but while these illnesses are strong, prevention is simple. Teach your kids how to prevent the spread of bacteria this season with these helpful tips. 

But Mommy Doesn’t Cover Her Nose! 

Kids learn more by watching what you do rather than listening to what you tell them to do. Get in the habit of covering your nose and mouth when you cough or sneeze, and then wash your hands. Make hand sanitizer and facial tissues readily available in your home and be sure to wash your hands before every meal. In addition, stick to healthy habits when you do feel sick. Drink fluids, get plenty of rest, and seek medical attention when it’s warranted. If your children see you taking care of yourself, they will be more likely to do the same for themselves in the future. Hand washing and nose blowing are about as fun as …well, just that. It’s no wonder children don’t want to take time out of their busy play schedules to combat nasty germs. Instead of making these important steps a chore, make basic hygiene fun. Use fun songs to teach the proper way to cover a sneeze, or do a science experiment to teach your children about the germs that are spread through just one sneeze. (According to research, sneezes can travel anywhere from 19–26 feet at 100 miles per hour!) For crafty kids, let them decorate tissue boxes or hand sanitizer containers to give hygiene some flair. Soon enough, you’ll find them being smarter about their health. As kids pack into classrooms this fall, germs will fly faster than this past summer did. Prevent the spread of the common cold and flu by learning more tips from the Centers for Disease Control and Prevention online at Ahh ... Ahh ... ACHOO!

“Jamie and her team are great! It has been a long process for us to purchase our new home. We moved from South Carolina to North Carolina. While having our house in SC, we lived in our camper waiting on our house to sell. Well, eight months into it, our house in SC hadn’t sold. I have been working with Jamie the

whole time ready to buy when our house sold. I went to her and asked if there’s anything we could do to get out of this camper. She got right to work on it. It was a challenging deal, but her teammade it work!”

– Derrick Petree Family, Army Veteran



Mortgage Made Easy!

1051 13th St . SE Hickory, NC 28602



Crisp Cool Air and Warm Apple Pie


How to Keep Your Family Close in a Busy World How H4H Helps Firefighters


Homes for Heroes Teach Your Kids Flu Prevention


Honoring the Canines of 9/11

The 4-Legged Heroes of Ground Zero

Honoring the Canines of 9/11

In the immediate aftermath of 9/11, thousands of New Yorkers took to the streets to clear rubble, offer supplies, and search for survivors. It was a powerful act of resilience in a deeply trying time, and while most of the individuals helping with the disaster stood on two feet, more than 300 canines also answered the call to service.  Dogs of all breeds and backgrounds, including search and rescue dogs, police dogs, service dogs, and therapy dogs, were brought in to help find and care for survivors in the wake of the destruction. They worked tirelessly alongside rescue crews as they searched through the debris. Search and rescue dogs and their handlers worked 12–16-hour days, searching for survivors and victims. They worked through dangerous conditions: Many dogs burned their paws as they dug through hot rubble, and both handlers and canines inhaled toxic dust. The task was both physically and mentally

exhausting for the dogs during their shifts. Some dogs that found deceased victims refused to eat or interact with other animals. Search and rescue dogs became increasingly stressed and depressed the longer they searched without any results, mirroring their handlers. It wasn’t uncommon for handlers to stage mock “findings” of survivors to keep the dogs’ spirits up.  Fortunately, the sacrifices these dogs and their handlers made did not go unnoticed. Many dog owners were inspired to earn their search and rescue certifications after the events of 9/11, promising to aid in future disasters and hopefully lessen the impact of such catastrophes.  After 9/11, various researchers conducted many studies examining the effect this kind of work has on animals, both physically and mentally. Many of these studies wouldn’t be possible without the AKC Canine Health Foundation, so if you’re looking to give back this September, visit them at their website to see how you can help:


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