DO YOUR PART TO CURB INATTENTIVE DRIVERS When You Drive Distracted, Insurance Premiums Skyrocket
Traffic Safety Administration, distracted driving claimed as many as 3,477 lives in 2015 alone. When you expand that number to include nonfatal injuries, it climbs to an incredible 391,000. In the same report, the NHTSA writes that an estimated 660,000 drivers use electronic devices while driving. It’s easy to see the correlation there, and with some careful attention, any ordinary person can do their part to curb this disturbing trend. Teach your kids and peers about the dangers of even the most seemingly innocuous distracted behaviors. If you’re a passenger, remind the driver if they have a lapse in attention. You can even contact your state legislature to encourage them to enact laws against texting, talking on a cellphone, or engaging in other distracting behaviors while behind the wheel. Together, we can do our part to drive down those climbing accident numbers and make the road a safer place. These efforts might seem small, but if you save even one life through attentive driving, it will be worth it. Sudoku
Over the past few years, car insurance rates have skyrocketed. According to one report, from 2011–2015, rates increased by an average of 20 percent. Today, the average premium is a whopping $1,427 and continues to climb. The question is: Why? There are several components, and many of them are completely out of most consumers’ control. As oil prices have plummeted in recent years and the job market has improved, more people are hitting the road with new vehicles. Naturally, this results in a higher frequency of accidents, often with increased severity. In addition, most cars today come equipped with a variety of technological advances, which raises the prices of cars and the insurance premiums that protect them. But there’s one much more insidious factor that is contributing to this rise: distracted driving. With nearly everyone packing a smartphone with them on their daily commute, fiddling with their music, checking email, and messaging friends in traffic, the road is more dangerous than ever before. According to the National Highway
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